2655 Mead Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2655 Mead Ave, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,820 sqft · built 2016
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2022)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	May 2023 Sale Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-25-31-3732-0001-1240`

Property Details

APN / Parcel Number

Primary APN	`08-25-31-3732-0001-1240`
Alternative APN	`253108373200011240`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,820 sqft Living Area
Gross Area	3,301 sqft
1st Floor Area	1,634 sqft
Upper Floors Area	1,186 sqft
Attic	Attic
Attic Area	96 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	53 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2655 MEAD AVE
City	SAINT CLOUD
State	FL
Zip	34771-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 124
Legal Range	31E
Legal Township	25S
Legal Section	08
Legal Subdivision	LAKESHORE AT NARCOOSSEE PH 1
Legal Phase	1
Legal Tract	3732
Legal Block	1240
Legal Lot Number	124
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 8, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 17, 2022	Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 17, 2022 · Amount on Record
Deed Sale	Oct 17, 2022 · Amount on Record
Prior Sale	Mar 28, 2016 · Amount on Record
Deed Document Number	2022153216
Deed Book / Page	6300 / 1179
Last Transfer Date	Apr 23, 2024
Transfer Doc	0065871366
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 17, 2023
Property Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875
Document Number	0064081884
Book / Page	6408 / 1884
Map Reference	MB 23 PG 135-141
Instrument Date	May 11, 2023
Instrument	2023063051
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 W NEVSO DR # 2-3, 2, LAS VEGAS, NV 89103-3763

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 8, 2022
Property Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875
Document Number	0063122719
Book / Page	6312 / 2719
Map Reference	MB 23 PG 135-141
Instrument Date	Nov 8, 2022
Instrument	2022163929
Transaction Type	Transfer
Record Updated	Nov 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2655 MEAD AVE, 2655, SAINT CLOUD, FL 34771-7875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 17, 2022
Property Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875
Document Number	0063001179
Book / Page	6300 / 1179
Map Reference	MB 23 PG 135-141
Instrument Date	Oct 12, 2022
Instrument	2022153216
Transaction Type	Transfer
Record Updated	Nov 1, 2022
Title Company	INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	306 MICHIGAN AVE, 306, SAINT CLOUD, FL 34769-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2655 MEAD AVE, SAINT CLOUD, FL 34771-7875
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058810456
Date	Feb 1, 2021
Book Page	5881/456
Instrument	2021013858

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,587.00 (+4.51%)	$424,000 (+3.19%) Land $75,000 Building $349,000	$424,000 (+3.19%) Land $75,000 Building $349,000
2024	$6,303.00 (+45.47%)	$410,900 (+34.31%) Land $75,000 Building $335,900	$410,900 (-2.17%) Land $75,000 Building $335,900
2023	$4,333.00 (-18.69%) Homeowner's exemption	$305,925 (-13.26%)	$420,000 (+19.08%) Land $75,000 Building $345,000
2022	$5,329.00	$352,700 Land $60,000 Building $292,700	$352,700 Land $60,000 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile USA, Verizon, Xfinity.

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