Osceola County property record for 2654 Mead Ave, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,675 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,000 (Mar 2022) |
| Tax Bill | $6,563 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 082531373200011210 |
| Primary APN | 082531373200011210 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,675 sqft Heated Area |
| Gross Area | 3,755 sqft |
| 1st Floor Area | 2,675 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Finished |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2654 MEAD AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7870 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 121 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 08 |
| Legal Subdivision | LAKESHORE AT NARCOOSSEE |
| Legal Phase | 1 |
| Legal Tract | 3732 |
| Legal Lot Number | 121 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 43600 |
Source: Osceola County assessment roll, APN 082531373200011210, as of July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2654 MEAD AVE, SAINT CLOUD, FL 34771-7870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINT MORTGAGE INC |
| Jun 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on Record |
| Deed Sale | Mar 29, 2022 · Amount on Record |
| Prior Sale | Feb 24, 2021 · Amount on Record |
| Deed Document Number | 0006182669 |
| Deed Book / Page | 6182 / 669 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 29, 2022 |
| Property Address | 2654 MEAD AVE, SAINT CLOUD, FL 34771-7870 |
| Document Number | 0061820669 |
| Book / Page | 6182 / 669 |
| Map Reference | MB 23 PG 135-141 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 2022049957 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5635 S HIGHWAY A1A, 5635, MELBOURNE BEACH, FL 32951-3348 |
| Name | Verified Name |
|---|---|
| Address | 11241 SWEETGUM WOODS DR, ORLANDO, FL 32832-7927 |
| Document Number | 0006182671 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 6182/671 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2021 |
| Property Address | 2654 MEAD AVE, SAINT CLOUD, FL 34771-7870 |
| Document Number | 0058980590 |
| Book / Page | 5898 / 590 |
| Map Reference | MB 23 PG 135-141 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 2021027288 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,747.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 5535 S HIGHWAY A1A # 4040, 4040, MELBOURNE BEACH, FL 32951-3307 |
| Investor | Possibly a Property Investor |
| Document Number | 0058980593 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 5898/593 |
| Instrument | 2021027289 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FISKDALE, MA 01518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 08, 2020 |
| Property Address | 2654 MEAD AVE, SAINT CLOUD, FL 34771-7870 |
| Document Number | 0057331571 |
| Book / Page | 5733 / 1571 |
| Map Reference | MB 23 PG 135-141 |
| Instrument Date | Jun 05, 2020 |
| Instrument | 2020073011 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | NONA TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,716.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7723 LINKS CRECENT DR, 7723, ORLANDO, FL 32822-5061 |
| Name | Verified Name |
|---|---|
| Address | 2654 MEAD AVE, SAINT CLOUD, FL 34771-7870 |
| Document Number | 0057331573 |
|---|---|
| Date | Jun 08, 2020 |
| Instrument | 5733/1573 |
| Name | RESIDENTIAL HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Osceola County assessment roll as of July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,563.00 (-6.88%) Homeowner's exemption | $463,152 (+0.64%) | $464,600 (+0.96%) Land $75,000 Building $389,600 |
| 2023 | $7,048.00 (+17.76%) | $460,200 (+18.91%) Land $75,000 Building $385,200 | $460,200 (+18.91%) Land $75,000 Building $385,200 |
| 2022 | $5,985.00 | $387,000 Land $60,000 Building $327,000 | $387,000 Land $60,000 Building $327,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 394 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon, Xfinity.
Source: EPA Safe Drinking Water Information System, water system FL3491373, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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