St. Charles County property record for 2654 Oak Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,952 sqft · built 1950 |
| Lot Size | 2.61 acres (113,692 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,832 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 785940A000 |
| Primary APN | 785940A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 3,220 sqft |
| 1st Floor Area | 1,952 sqft |
| Basement Area | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,692 sqft (2.61 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 785940A000 |
|---|---|
| Street Address | 2654 OAK DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA1 |
| Legal Description | WELDON SPRINGS GARDENS PT TRT 48 SUR 1778 |
| Legal Subdivision | WELDON SPRINGS GARDENS & RESUB LOT 42 |
| Legal Tract | 48 |
| Legal Lot Number | 48 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 312207 |
Source: St. Charles County records, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 234 SUNSHINE DR, O FALLON, MO 63368-6898 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2004 |
| Deed Sale | Jan 15, 2004 |
| Prior Sale | Jan 12, 2004 · Amount on Record |
| Deed Document Number | 200442120 |
| Deed Book / Page | 3760 / 367 |
| Last Transfer Date | Apr 17, 2025 |
| Transfer Doc | 0000015982 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2654 OAK DR, O FALLON, MO 63368-6522 |
| Document Number | 0000089979 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 2654 OAK DR O FALLON MO 633686522, O FALLON, MO 63368-6522 |
| Document Number | 0000089979 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 89979 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | CHARLES, MO 63301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,025 (+5.26%) | $247,499 (+5.26%) Land $104,400 Building $143,099 | |
| 2024 | $2,832.00 (+22.65%) | ||
| 2023 | $44,673 (+31.37%) | ||
| 2022 | $2,309.00 | $34,006 | $235,126 (+31.37%) Land $104,400 Building $130,726 |
| 2021 | $178,976 Land $65,250 Building $113,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Sparklight.
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