2611 Oak Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 2611 Oak Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,713 sqft · built 1972
Lot Size	4.56 acres (199,069 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,825 (2025)
Deeds & Mortgages	Apr 2023 Construction Loan Mar 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`T232000040`

Property Details

APN / Parcel Number

Primary APN	`T232000040`
Alternative APNs	`4-0076-D242-00-2611.0000000` `4-0076-4461-00-0045.1000000` `785885A000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,713 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	1,779 sqft
Basement Area	624 sqft
Finished Basement	425 sqft
Unfinished Basement	199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	199,069 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	T232000040
Street Address	2611 OAK DR
City	O FALLON
State	MO
Zip	63368-6523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	2611 OAK DR BDRY ADJ LOT 2611
Legal Subdivision	2611 OAK DR BDRY ADJ
Legal Tract	45
Legal Lot Number	2611
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1029
Census Tract	312207

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2611 OAK DR, O FALLON, MO 63368-6523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Deed of Trust, Mortgage · Construction Mortgage ALLIANT BANK
Mar 23, 2022	Warranty Deed, Transfer · Construction Mortgage ALLIANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025
Deed Sale	Jan 31, 2025
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	20254043
Prior Transfer Date	Jan 29, 2025
Prior Transfer Doc	0000004043
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2611 OAK DR, O FALLON, MO 63368-6523
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 TIMBER RIDGE ESTATES DR, WILDWOOD, MO 63011-1977

Mortgage

Document Number	0000014253
Date	Apr 14, 2023
Instrument	2023R-014253

Lender

Name	ALLIANT BANK
Type	Bank
Address	KIRKSVILLE, MO 63501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 23, 2022
Property Address	2611 OAK DR, O FALLON, MO 63368-6523
Document Number	0000016945
Map Reference	MB 4 PG 179&180
Instrument Date	Mar 14, 2022
Instrument	2022R-016945
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2534 FORST DR, O FALLON, MO 63368-6500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1779 RIDGE ESTATES DRIVE, BALLWIN, MO 63011

Mortgage

Document Number	0000016946
Date	Mar 23, 2022
Instrument	2022R-016946

Lender

Name	ALLIANT BANK
Type	Bank
Address	KIRKSVILLE, MO 63501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,704 (-)	$582,655 (-) Land $182,800 Building $399,855
2025	$6,825.00 (+53.61%)	$110,704 (+42.74%)	$582,655 (+42.74%) Land $182,800 Building $399,855
2024	$4,443.00 (+23.73%)
2023		$77,557 (+46.67%)	$408,191 (+46.67%) Land $182,800 Building $225,391
2022	$3,591.00	$52,880
2021			$278,315 Land $62,250 Building $216,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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