2654 Gianelli Ln, Escondido, CA 92025 Property Records

San Diego County property record for 2654 Gianelli Ln, Escondido, CA 92025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,333 sqft · built 1989
Lot Size	0.455 acres (19,814 sqft)
Owner	2 Company Names on Record
Last Sale	$830,000 (Jul 2019)
Tax Bill	$10,305 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`239-400-01-00`

Property Details

APN / Parcel Number

Primary APN	`239-400-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,333 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	19,814 sqft (0.455 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	2654 GIANELLI LN
City	ESCONDIDO
State	CA
Zip	92025-7448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-20
Legal Description	LOT 1 TR 010310
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	010310
Legal Block	4
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4005
Census Tract	20706

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Intrafamily Transfer, Transfer
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 8, 2019	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Apr 24, 2018	Intrafamily Transfer, Transfer · ARM FIREFIGHTERS FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	2019270023
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000359173
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2021
Property Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448
Document Number	0000529733
Map Reference	MAP 10310
Instrument Date	Jun 16, 2021
Instrument	2021-0529733
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257391
Date	May 20, 2020
Instrument	2020-0257391

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 8, 2019
Property Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448
Document Number	0000270023
Map Reference	MAP 10310
Instrument Date	Jun 27, 2019
Instrument	2019-0270023
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448

Mortgage

Document Number	0000270024
Date	Jul 8, 2019
Instrument	2019-0270024

Lender

Name	JMJ FINANCIAL GROUP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2018
Property Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448
Document Number	0000160503
Map Reference	MAP 10310
Instrument Date	Apr 18, 2018
Instrument	2018-0160503
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA MEMBERS TITLE COM

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2654 GIANELLI LN, ESCONDIDO, CA 92025-7448

Mortgage

Document Number	0000160504
Date	Apr 24, 2018
Instrument	2018-0160504

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	5-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$925,875 (+2%) Land $366,751 Building $559,124
2025	$10,305.00 (+4.46%) Homeowner's exemption	$907,721 (+4.04%) Land $359,560 Building $548,161
2023	$9,865.00 (+1.09%) Homeowner's exemption	$872,475 Land $345,599 Building $526,876
2022	$9,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ESCONDIDO serves 137,044 people · EPA ID CA3710006
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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