2654 Elm Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2654 Elm Dr, Arnold, MO 63010 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,040 sqft · built 1987
Lot Size	0.114 acres (4,959 sqft)
Owner	2 Individual Names on File
Last Sale	$152,000 (Dec 2013)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-1-004-075.26`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-1-004-075.26`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,400 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	4,959 sqft (0.114 acres)
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Stoop
Porch Area	16 sqft
Deck Area	Deck Area
Patio Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2654 ELM DR
City	ARNOLD
State	MO
Zip	63010-4132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRIC MANOR LOT 59
Legal Range	5E
Legal Township	42N
Legal Section	01
Legal Subdivision	TERRIC MANOR
Legal Block	3
Legal Lot Number	59
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3000
Census Tract	700117

Owner

Source: Jefferson County records · APN 08-1.0-01.0-1-004-075.26

Assessment roll updated September 29, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2654 ELM DR, ARNOLD, MO 63010-4132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 06, 2019	Deed of Trust, Mortgage ENDEAVOR CAP
Jan 09, 2017	Deed of Trust, Mortgage GREAT STHRN BK
Jan 09, 2017	Deed of Trust, Mortgage · Line of Credit GREAT STHRN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 09, 2013 · Amount on Record
Deed Sale	Dec 09, 2013 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	201346468
Prior Transfer Date	Dec 04, 2013
Prior Transfer Doc	0000046468
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2654 ELM DR, ARNOLD, MO 63010-4132
Document Number	0000028313
Instrument Date	Sep 06, 2019
Transaction Type	Mortgage
Record Updated	Oct 07, 2019
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2654 ELM DR ARNOLD MO 630104132, ARNOLD, MO 63010-4132

Mortgage

Document Number	0000028313
Date	Sep 16, 2019
Instrument	28313

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2654 ELM DR, ARNOLD, MO 63010-4132
Document Number	0000001451
Instrument Date	Jan 09, 2017
Transaction Type	Mortgage
Record Updated	Jan 20, 2017
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2654 ELM DR ARNOLD MO 630104132, ARNOLD, MO 63010-4132

Mortgage

Document Number	0000001451
Date	Jan 17, 2017
Instrument	1451

Lender

Name	GREAT STHRN BK
Type	Bank
Address	SPRINGFIELD, MO 65801-9600

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.95%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	2654 ELM DR, ARNOLD, MO 63010-4132
Document Number	0000003763
Instrument Date	Jan 09, 2017
Transaction Type	Mortgage
Record Updated	Jan 08, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2654 ELM DR ARNOLD MO 630104132, ARNOLD, MO 63010-4132

Mortgage

Document Number	0000003763
Date	Feb 06, 2017
Instrument	3763

Lender

Name	GREAT STHRN BK
Type	Bank
Address	CREVE COEUR, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+5.33%)	$22,600 (+8.13%) Land $2,500 Building $20,100	$119,200 (-) Land $13,200 Building $106,000
2024			$119,200 (+8.46%) Land $13,200 Building $106,000
2023	$1,482.00	$20,900 Land $2,500 Building $18,400	$109,900 Land $13,200 Building $96,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001173, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	10 (1982–2013)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 623 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Wisper ISP, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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