2628 Elm Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 2628 Elm Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1987
Lot Size	0.112 acres (4,919 sqft)
Owner	Individual Name on Record
Tax Bill	$1,645 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-1.0-01.0-1-004-075.33`

Property Details

APN / Parcel Number

Primary APN	`08-1.0-01.0-1-004-075.33`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1987
Architectural Style	Split Level
Construction Type	Frame
Lot Area	4,919 sqft
Garage Type	Attached
Garage Area	456 sqft
Porch	Porch
Porch Area	35 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2628 ELM DR
City	ARNOLD
State	MO
Zip	63010-4108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R07
Legal Description	TERRIC MANOR 1 LOT 4
Legal Range	05
Legal Township	42
Legal Section	01
Legal Quarter	NE
Legal Subdivision	TERRIC MANOR
Legal Block	4
Legal Lot Number	4
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	3
Census Block	3000
Census Tract	700117

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2628 ELM DR, ARNOLD, MO 63010-4108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Warranty Deed, Transfer F&B ACQUISITION
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2020
Deed Sale	Dec 7, 2020
Prior Sale	Aug 1, 2018
Deed Document Number	2020R-047170
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 7, 2020
Property Address	2628 ELM DR, ARNOLD, MO 63010-4108
Document Number	0000047170
Instrument Date	Dec 2, 2020
Instrument	47170
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2628 ELM DR ARNOLD MO 630104108, ARNOLD, MO 63010-4108

Mortgage

Document Number	47171
Date	Dec 7, 2020
Instrument	47171

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 1, 2018
Property Address	2628 ELM DR, ARNOLD, MO 63010-4108
Document Number	0000023271
Instrument Date	Jul 30, 2018
Instrument	23271
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2628 ELM DR ARNOLD MO 630104108, ARNOLD, MO 63010-4108

Mortgage

Document Number	23272
Date	Aug 1, 2018
Instrument	23272

Lender

Name	DAS ACQUISITION
Address	ST LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,400 (+9.48%) Land $2,500 Building $22,900
2024			$133,500 (+9.34%) Land $13,200 Building $120,300
2023	$1,645.00	$23,200 Land $2,500 Building $20,700	$122,100 Land $13,200 Building $108,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1982–2013)
Claims Outside the SFHA	3 of 10
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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