26538 Bellbottom Way, Ramona, CA 92065 Property Records

San Diego County property record for 26538 Bellbottom Way, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 1999
Lot Size0.541 acres (23,570 sqft)
Owner2 Individual Names on File
Last Sale$718,000 (Nov 2020)
Tax Bill$9,231 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN288-645-05-00

Property Details

APN / Parcel Number

Primary APN288-645-05-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,700 sqft Living Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Lot Area23,570 sqft (0.541 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address26538 BELLBOTTOM WAY
CityRAMONA
StateCA
Zip92065-4825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 169 TR 007980
Legal SubdivisionSAN DIEGO COUNTRY ESTATES I
Legal Tract007980
Legal Block1
Legal Lot Number169
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1000
Census Tract20811

Owner

Source: San Diego County records · APN 288-645-05-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Grant Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
May 03, 2019Quit Claim Deed, Transfer
SPROUT MTG
May 03, 2019Grant Deed, Transfer · Conventional with PMI
SPROUT MTG
Apr 17, 2017Quit Claim Deed, Transfer · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2020 · Amount on Record
Deed SaleNov 12, 2020 · Amount on Record
Prior SaleMay 03, 2019 · Amount on Record
Deed Document Number2020710404
Prior Transfer DateMay 01, 2019
Prior Transfer Doc0000166040
Record UpdatedSep 20, 2026

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 12, 2020
Property Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825
Document Number0000710404
Map ReferenceMAP 7980
Instrument DateOct 08, 2020
Instrument2020-0710404
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825

Mortgage

Document Number0000710405
DateNov 12, 2020
Instrument2020-0710405
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMay 03, 2019
Property Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825
Document Number0000166040
Instrument DateMay 01, 2019
Instrument166040
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address26538 BELLBOTTOM WAY RAMONA CA 920654825, RAMONA, CA 92065-4825

Mortgage

Document Number166041
DateMay 03, 2019
Instrument166041
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
AmountAmount Recorded
Term360 Months
DueMay 02, 2049
Interest
Rate TypeAdjustable Rate
Rate7.21%

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 03, 2019
Property Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825
Document Number0000166039
Instrument DateApr 10, 2019
Instrument166039
Transaction TypeTransfer
Record UpdatedJun 01, 2020
Title CompanyFIDELITY NATIONAL TITLE COMPANY-SD, FIDELITY NAT'L TITLE CO-SD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$679.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address26538 BELLBOTTOM WAY RAMONA CA 920654825, RAMONA, CA 92065-4825

Mortgage

Document Number166041
DateMay 03, 2019
Instrument166041
Lender
NameSPROUT MTG
AddressIRVING, TX 75038
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 02, 2049
Interest
Rate TypeAdjustable Rate
Rate7.21%

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 17, 2017
Property Address26538 BELLBOTTOM WAY, RAMONA, CA 92065-4825
Document Number0000169823
Instrument DateApr 01, 2017
Instrument169823
Transaction TypeTransfer
Record UpdatedApr 21, 2017
Title CompanyTSI TITLE COMPANY, TSI TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address26538 BELLBOTTOM WAY RAMONA CA 920654825, RAMONA, CA 92065-4825

Mortgage

Document Number169824
DateApr 17, 2017
Instrument169824
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$792,725 (+2%) Land $309,323 Building $483,402
2025$9,231.00 (+6.1%)$777,182 (+4.04%) Land $303,258 Building $473,924
2023$8,700.00 (-0.82%)$747,005 Land $291,483 Building $455,522
2022$8,772.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2010–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2015 · rainfall accumulation

Wildfire

Wildfire RiskExtreme
above 97.9% of the US · above 88% of California
Wildfire Likelihood3% annual chance
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, Verizon.

Based on FCC filings for 87 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Bellbottom Way

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