2653 E Ridge Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2653 E Ridge Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,966 sqft · built 1983
Lot Size	0.325 acres (14,183 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Jul 1994)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-0623-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-0623-8`
Alternative APNs	`35-27-15-38605-005-0270` `152735386050050270` `R382707`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,966 sqft Heated Area
1st Floor Area	1,966 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,183 sqft (0.325 acres)
Lot Dimensions	177 ft deep x 80 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R382707
Old Parcel Number	152735386050050270
Street Address	2653 EAST RIDGE DR
City	PALM HARBOR
State	FL
Zip	34683-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN LAKE BLK E, LOT 27
Legal Range	15
Legal Township	27
Legal Section	35
Legal Subdivision	HIDDEN LAKE
Legal Block	E
Legal Lot Number	27
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	27206

Owner

2653 E Ridge Dr is owned and occupied by two individuals who bought it in July 1994.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	2653 EAST RIDGE DR, PALM HARBOR, FL 34683-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 1994 · Amount on File
Deed Sale	Jul 14, 1994 · Amount on File
Prior Sale	Dec 9, 1993
Deed Document Number	0087262307
Deed Book / Page	08726 / 02307
Record Updated	Jun 8, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	2653 E RIDGE DR, PALM HARBOR, FL 34683-2728
Document Number	0200980001
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2653 E RIDGE DR PALM HARBOR FL 346832728, PALM HARBOR, FL 34683-2728

Mortgage

Document Number	0200980001
Date	Jun 20, 2018
Book Page	020098/000001
Instrument	196457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jun 19, 2043

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2653 E Ridge Dr was $2,879 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,879.00 Homeowner's exemption	$191,022	$504,747 Land $157,902 Building $346,845
2023	$2,669.00 (+3.21%) Homeowner's exemption	$180,231 (+3%)	$476,067 (+27.62%) Land $256,980 Building $219,087
2022	$2,586.00 Homeowner's exemption	$174,982	$373,047 Land $204,279 Building $168,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2653 E Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2653 E Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20