2601 E Ridge Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2601 E Ridge Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,447 sqft · built 1990
Lot Size0.308 acres (13,408 sqft)
Owner2 Individual Names on File
Tax Bill$3,522 (2025)
Deeds & MortgagesOct 2023 Transfer
May 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APNC62-000-741-0621-2

Property Details

APN / Parcel Number

Primary APNC62-000-741-0621-2
Alternative APNs
  • 35-27-15-38605-005-0250
  • 271535386050050250
  • 152735386050050250
  • R382705

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,447 sqft Living Area
Gross Area3,223 sqft
1st Floor Area2,447 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area13,408 sqft (0.308 acres)
Lot Dimensions179 ft deep x 75 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area292 sqft
Deck Area150 sqft
Patio Area150 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR382705
Street Address2601 E RIDGE DR
CityPALM HARBOR
StateFL
Zip34683-2728
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionHIDDEN LAKE BLK E, LOT 25
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionHIDDEN LAKE
Legal Tract38605
Legal BlockE
Legal Lot Number25
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1000
Census Tract27206

Owner

2601 E Ridge Dr is owned and occupied by two individuals who acquired it in October 2023.

Source: Pinellas County records, as of March 6, 2026

Owner of Record2 Individual Names on File
Mailing Address2601 E RIDGE DR, PALM HARBOR, FL 34683-2728
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 24, 2018Loan Modification, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 9, 2023
Transfer Doc0225890847
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateOct 9, 2023
Property Address2601 E RIDGE DR, PALM HARBOR, FL 34683-2728
Document Number0225890847
Book / Page22589 / 847
Map ReferenceMB 79 PG 54-58
Instrument DateOct 9, 2023
Instrument2023258920
Transaction TypeTransfer
Record UpdatedOct 23, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2601 E RIDGE DR, PALM HARBOR, FL 34683-2728

Transferred To (Grantee/Buyer)

NameVerified Name
Address2601 EAST RIDGE DR, PALM HARBOR, FL 34683-2728

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPINELLAS FL
Property Address2601 E RIDGE DR, PALM HARBOR, FL 34683-2728
Document Number0200790882
Instrument DateMay 24, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2601 E RIDGE DR PALM HARBOR FL 346832728, PALM HARBOR, FL 34683-2728

Mortgage

Document Number0200790882
DateJun 6, 2018
Book Page020079/000882
Instrument179600
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 5, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2601 E Ridge Dr was $3,522 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,522.00 (+5.8%) Homeowner's exemption$226,635$566,770 Land $154,265 Building $412,505
2024$3,329.00 (+1.71%)
2023$3,273.00 (+3.02%) Homeowner's exemption$213,833 (+3%)$521,894 (+25.56%) Land $249,481 Building $272,413
2022$3,177.00 Homeowner's exemption$207,605$415,668 Land $204,108 Building $211,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2601 E Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2601 E Ridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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