2651 Canoe Creek Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2651 Canoe Creek Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,182 sqft · built 1973
Lot Size	4.69 acres (204,470 sqft)
Owner	Individual Name on File
Tax Bill	$9,386 (2025)
Deeds & Mortgages	May 2024 Transfer
Flood Zone	Zone AE (high risk)
APN	`14-26-30-4950-0001-0870`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-4950-0001-0870`
Alternative APNs	`263014495000010870` `85078`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,182 sqft Living Area
Gross Area	3,348 sqft
1st Floor Area	1,786 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	L-Shape
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	204,470 sqft (4.69 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	4 Parking Spaces
Porch	Florida Room
Porch Area	486 sqft
Utility Building	672 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2651 CANOE CREEK RD
City	SAINT CLOUD
State	FL
Zip	34772-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 5 N 1/2 LOTS 87 & 88 LESS COM AT W 1/4 COR OF 14-26-30, S 25 FT, E 50 FT, S 635.27 FT TO POB; S 165.07 FT, E 15 FT, N 165.07 FT, W 15 FT TO POB
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	S L & I C
Legal Tract	4950
Legal Block	870
Legal Lot Number	87
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1018
Census Tract	43303

Owner

Source: Osceola County records · APN 14-26-30-4950-0001-0870

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3045 COMANCHE RD, SAINT CLOUD, FL 34772-7659
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 31, 2024
Transfer Doc	0066091751
Record Updated	Jun 08, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	May 31, 2024
Property Address	2651 CANOE CREEK RD, SAINT CLOUD, FL 34772-6510
Document Number	0066091751
Book / Page	6609 / 1751
Map Reference	MB B PG 5
Instrument Date	May 31, 2024
Instrument	2024071918
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 COMANCHE RD, SAINT CLOUD, FL 34772-7659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3045 COMANCHE RD, SAINT CLOUD, FL 34772-7659

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,386.00 (+0.91%)	$524,200 (+204.12%) Land $187,600 Building $336,600	$524,200 (+7.42%) Land $187,600 Building $336,600
2024	$9,301.00 (+312.46%)
2023	$2,255.00 (+0.36%) Homeowner's exemption Widower's exemption	$172,365 (+3%)	$488,000 (+39.59%) Land $164,200 Building $323,800
2022	$2,247.00 Homeowner's exemption Widower's exemption	$167,345	$349,600 Land $164,200 Building $185,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

Based on FCC filings for 288 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.