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2651 Brookside Bluff Loop, Lakeland, FL 33813 Property Records

Polk County property record for 2651 Brookside Bluff Loop, Lakeland, FL 33813 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage3,253 sqft Living Area
Lot Size10,054 sqft (0.231 acres)
OccupancyOwner Occupied
Last Sale$359,000 (2020)
Tax Bill$4,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN24-29-21-287014-000090
Alternative APNs
  • 212924287014000090
  • 12924000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,253 sqft Living Area
Gross Area3,851 sqft Gross Area
1st Floor2,839 sqft 1st Floor
Upper Floors414 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,054 sqft (0.231 acres)
Garage TypeAttached Garage
Garage Area598 sqft Garage
Patio Area234 sqft Patio
Porch Area100 sqft Porch

Location & Zoning

Street Address2651 BROOKSIDE BLUFF LOOP
CityLAKELAND
StateFL
Zip33813-0820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBROOKSIDE BLUFFS PB 121 PGS 42-43 LOT 9
Legal Range24E
Legal Township29S
Legal Section21
Legal SubdivisionBROOKSIDE BLUFF
Legal Tract287014
Legal Block2
Legal Lot Number9
JurisdictionPOLK FL
Minor Civil DivisionLAKELAND
Census Blockgroup2
Census Block2010
Census Tract11838

Owner

Source: Polk County records · APN 24-29-21-287014-000090

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2024Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
Jan 07, 2026Intrafamily Transfer, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 21, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CROSSCOUNTRY MTG
Sep 29, 2017Grant Deed, Transfer · Veterans Administration Mortgage
SUCCESS MTG PTRS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Prior SaleSep 01, 2016 · Amount on Record
Deed Doc Number2020223244
Deed Book / Page11423 / 756
Prior Transfer DateJan 17, 2014
Prior Transfer Doc0000052529
Record RefreshedSep 20, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address205 S FLORIDA AVE, LAKELAND, FL 33801-4621

Mortgage

Document Number0000161648
DateJul 15, 2024
Book Page13189/371
Instrument2024161648
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateJan 07, 2026
Property Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0000003747
Book / Page13835 / 2153
Map ReferenceMB 121 PG 42&43
Instrument DateDec 18, 2025
Instrument2026003747
Transaction TypeTransfer
Record UpdatedJan 19, 2026
Title CompanyATLANTIC CLOSING AND ESCROW LLC, ATLANTIC CLOSING & ESCROW LL

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Transferred To (Grantee/Buyer)

NameVerified Name
Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820

Mortgage

Document Number0138352156
DateJan 07, 2026
Instrument13835/2156
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 21, 2020
Property Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0114230756
Book / Page011423 / 000756
Instrument DateOct 16, 2020
Instrument223244
Transaction TypeTransfer
Record UpdatedNov 05, 2020
Title CompanyLAKELAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2651 BROOKSIDE BLUFF LOOP LAKELAND FL 338130820, LAKELAND, FL 33813-0820

Mortgage

Document Number114230758
DateOct 21, 2020
Book Page011423/000758
Instrument223245
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 20, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 29, 2017
Property Address2651 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820
Document Number0102720416
Book / Page010272 / 000416
Instrument DateAug 14, 2017
Instrument186067
Transaction TypeTransfer
Record UpdatedNov 01, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,928.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address5260 ENGLISH DR LAKELAND FL 338124477, LAKELAND, FL 33812-4477

Mortgage

Document Number102720418
DateSep 29, 2017
Book Page010272/000418
Instrument186068
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 28, 2047
Interest
Rate0.5%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,075.00 (-9.1%) Homeowner's exemption$355,439 (+5.99%)$474,797 (-0.27%) Land $72,000 Building $402,797
2023$4,483.00 (+2.54%) Homeowner's exemption$335,361 (+3%)$476,105 (+18.66%) Land $70,000 Building $406,105
2022$4,372.00 Homeowner's exemption$325,593$401,231 Land $50,000 Building $351,231

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 385 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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