Polk County property record for 2645 Brookside Bluff Loop, Lakeland, FL 33813 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,959 sqft Living Area |
| Lot Size | 9,997 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $399,900 (2021) |
| Tax Bill | $5,304.00 (2025) |
| Primary APN | 24-29-21-287014-000080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 3,557 sqft Gross Area |
| 1st Floor | 2,839 sqft 1st Floor |
| Upper Floors | 120 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 9,997 sqft (0.23 acres) |
| Garage Type | Attached Garage |
| Garage Area | 598 sqft Garage |
| Patio Area | 234 sqft Patio |
| Porch Area | 100 sqft Porch |
| Street Address | 2645 BROOKSIDE BLUFF LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-0820 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BROOKSIDE BLUFFS PB 121 PGS 42-43 LOT 8 |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 21 |
| Legal Subdivision | BROOKSIDE BLUFF |
| Legal Tract | 287014 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKELAND |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 11838 |
Source: Polk County records · APN 24-29-21-287014-000080
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2645 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| May 06, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| May 15, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2021 · Amount on Record |
| Deed Sale | Apr 20, 2021 · Amount on Record |
| Prior Sale | May 06, 2019 · Amount on Record |
| Deed Doc Number | 2021100574 |
| Deed Book / Page | 11677 / 73 |
| Prior Transfer Date | May 03, 2017 |
| Prior Transfer Doc | 0000092089 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 20, 2021 |
| Property Address | 2645 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820 |
| Document Number | 0000100574 |
| Book / Page | 11677 / 73 |
| Map Reference | MB 121 PG 42&43 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 2021100574 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | TITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS GROUP OF FL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1304 TURKEY TRL, 1304, LAKELAND, FL 33810-8121 |
| Name | Verified Name |
|---|---|
| Address | 2645 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820 |
| Document Number | 0001167775 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 11677/75 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 06, 2019 |
| Property Address | 2645 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820 |
| Document Number | 0108312119 |
| Book / Page | 010831 / 002119 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 91954 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 2645 BROOKSIDE BLUFF LOOP LAKELAND FL 338130820, LAKELAND, FL 33813-0820 |
| Document Number | 108312121 |
|---|---|
| Date | May 06, 2019 |
| Book Page | 010831/002121 |
| Instrument | 91955 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 05, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 15, 2017 |
| Property Address | 2645 BROOKSIDE BLUFF LOOP, LAKELAND, FL 33813-0820 |
| Document Number | 0101462039 |
| Book / Page | 010146 / 002039 |
| Instrument Date | May 03, 2017 |
| Instrument | 92089 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2645 BROOKSIDE BLUFF LOOP LAKELAND FL 338130820, LAKELAND, FL 33813-0820 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,304.00 (-8.06%) | $410,266 (-0.43%) Land $72,000 Building $338,266 | $410,266 (-0.43%) Land $72,000 Building $338,266 |
| 2023 | $5,769.00 (+10.9%) | $412,019 (+16.91%) Land $70,000 Building $342,019 | $412,019 (+16.91%) Land $70,000 Building $342,019 |
| 2022 | $5,202.00 | $352,427 Land $50,000 Building $302,427 | $352,427 Land $50,000 Building $302,427 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 385 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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