San Luis Obispo County property record for 2650 Saddle Back Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1975 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Jul 2017) |
| Tax Bill | $3,394 (2025) |
| Deeds & Mortgages | Dec 2023 Construction Loan Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-284-042 |
| Primary APN | 012-284-042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Living Area |
| Year Built | Built 1975 |
|---|---|
| Construction Type | Wood |
| Lot Area | 6,490 sqft (0.148 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 2650 SADDLE BACK LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 424 UNIT 1 LT 104 |
| Legal Subdivision | BIG VLY ESTATES 01 |
| Legal Tract | 424 |
| Legal Lot Number | 104 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10017 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2023 | Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK |
| Mar 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Jul 14, 2017 | Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Prior Sale | Jul 14, 2017 · Amount on Record |
| Deed Document Number | 0000030957 |
| Last Transfer Date | Mar 23, 2020 |
| Transfer Doc | 0000014222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Document Number | 0000036450 |
|---|---|
| Date | Dec 7, 2023 |
| Instrument | 2023036450 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 23, 2020 |
| Property Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Document Number | 0000014222 |
| Map Reference | MB 8 PG 16 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 2020014222 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Document Number | 0000014223 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020014223 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 14, 2017 |
| Property Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Document Number | 0000030957 |
| Map Reference | MB8 PG16 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 2017030957 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2650 SADDLE BACK LN, PASO ROBLES, CA 93446-4247 |
| Document Number | 0000030958 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | 2017030958 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | San Miguel Joint Union Elementary School District (KG - 08) |
| Secondary School District | Paso Robles Joint Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,394.00 (+6.13%) | $301,520 (+4.04%) Land $147,916 Building $153,604 |
| 2023 | $3,198.00 (-2.14%) | $289,814 Land $142,173 Building $147,641 |
| 2022 | $3,268.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 86% of the US · above 66% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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