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2628 Saddle Back Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2628 Saddle Back Ln, Paso Robles, CA 93446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,425 sqft · built 1979
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Jul 2026)
Tax Bill$3,929 (2025)
Deeds & MortgagesAug 2023 Mortgage
Jul 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012-284-045

Property Details

APN / Parcel Number

Primary APN012-284-045

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2628 SADDLE BACK LN
CityPASO ROBLES
StateCA
Zip93446-4247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 424 UNIT 1 LT 107
Legal SubdivisionBIG VLY ESTATES 01
Legal Tract424
Legal Block1
Legal Lot Number107
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1018
Census Tract10017

Owner

Source: San Luis Obispo County records · APN 012-284-045

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 02, 2026Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE
Feb 26, 2026Affidavit of Death of Joint Tenant, Transfer
PACIFIC COAST TITLE COMPANY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2026 · Amount on Record
Deed SaleJul 02, 2026 · Amount on Record
Prior SaleSep 09, 2016 · Amount on Record
Deed Document Number202620801
Prior Transfer DateDec 12, 2011
Prior Transfer Doc0000062743
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTITLE CONNECTION, TITLE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247
InvestorPossibly a Property Investor

Mortgage

Document Number0000022283
DateAug 01, 2023
Instrument2023022283
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueAug 01, 2063

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 02, 2026
Property Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247
Document Number0000020801
Instrument DateJun 05, 2026
Instrument202620801
Transaction TypeTransfer
Record UpdatedJul 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$48,328.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247

Mortgage

Document Number0000020802,
DateJul 02, 2026
Instrument202620802
Lender
NameGUARANTEED RATE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN LUIS OBISPO CA
Recording DateFeb 26, 2026
Property Address2628 SADDLE BACK LN, PASO ROBLES, CA 93446-4247
Document Number0000005752
Map ReferenceMB 8 PG 16
Instrument DateFeb 25, 2026
Instrument2026005752
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyPACIFIC COAST TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictSan Miguel Joint Union Elementary School District (KG - 08)
Secondary School DistrictPaso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,929.00 (-12.63%)$324,958 (+4.04%) Land $116,056 Building $208,902
2024$4,497.00 (+26.11%)
2023$3,566.00 (+1.51%)$312,341 Land $111,550 Building $200,791
2022$3,513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790100171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskHigh
above 86% of the US · above 67% of California
Wildfire LikelihoodAbout 1 in 106 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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