2650 Roop Rd, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2650 Roop Rd, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,720 sqft · built 1977
Lot Size	1.9 acres (83,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$985,000 (Dec 2017)
Tax Bill	$13,701 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Dec 2017 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`835-24-056`

Property Details

APN / Parcel Number

Primary APN	`835-24-056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,720 sqft Living Area
1st Floor Area	1,912 sqft
Family Room	Family Room

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1978
Architectural Style	Other
Construction Type	Wood
Lot Area	83,163 sqft (1.9 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Well

Location & Zoning

Street Address	2650 ROOP RD
City	GILROY
State	CA
Zip	95020-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	CITY/MUNI/TWP:UNINCORPORATED
Legal Subdivision	CATHERINE DUNNE RANCH MAP 08
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2004
Census Tract	512602

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2514 NUBE CT, SAN JOSE, CA 95148-2030
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 8, 2017	Grant Deed, Transfer · Conventional Mortgage STEARNS LNDG
Jun 8, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on Record
Deed Sale	Dec 8, 2017 · Amount on Record
Prior Sale	Sep 22, 2005
Deed Document Number	23822474
Record Updated	Jun 7, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	2650 ROOP RD, GILROY, CA 95020-9199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023919140
Date	Apr 26, 2018
Instrument	23919140

Lender

Name	US BANK NA
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 8, 2017
Property Address	2650 ROOP RD, GILROY, CA 95020-9199
Document Number	0023822474
Instrument Date	Dec 6, 2017
Instrument	23822474
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,083.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2514 NUBE CT SAN JOSE CA 951482030, SAN JOSE, CA 95148-2030

Mortgage

Document Number	23822475
Date	Dec 8, 2017
Instrument	23822475

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 8, 2017
Property Address	2650 ROOP RD, GILROY, CA 95020-9199
Document Number	0023669679
Instrument Date	May 12, 2017
Instrument	23669679
Transaction Type	Transfer
Record Updated	Jun 22, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 ROOP RD GILROY CA 950209199, GILROY, CA 95020-9199

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$13,701.00 (+2.37%)	$1,120,756 (+4.04%) Land $739,587 Building $381,169
2023	$13,384.00 (+1.81%)	$1,077,238 Land $710,869 Building $366,369
2022	$13,146.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless · Fiber in parts of the area	100 / 20
Frontier DSL	90 / 5

May also be available: AT&T, South Valley Internet, T-Mobile, Verizon.

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