Santa Clara County property record for 2605 Roop Rd, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 2,328 sqft Living Area |
| Lot Size | 39,837 sqft (0.914 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $160,000 (2007) |
| Tax Bill | $2,342.00 (2025) |
| Primary APN | 835-21-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,328 sqft Living Area |
| 1st Floor | 1,840 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 39,837 sqft (0.914 acres) |
| Depth X Width | 271 ft x 147 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 504 sqft Garage |
| Heating System | HVAC Heating |
|---|---|
| Water Source | Well Water Source |
| Street Address | 2605 ROOP RD |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-9199 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT C BOOK 297 PAGE 44 |
| Legal Subdivision | DUNNE RANCH 08 CATHERINE |
| Legal Lot Number | C |
| Jurisdiction | SANTA CLARA CA |
| Minor Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Blockgroup | 2 |
| Census Block | 2022 |
| Census Tract | 512402 |
Source: Santa Clara County records · APN 835-21-021
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Oct 20, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 26, 2021 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO |
| May 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Aug 03, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 29, 2017 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) UNITED WHOLESALE MORTGAGE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2007 · Amount on Record |
| Deed Sale | May 16, 2007 · Amount on Record |
| Prior Sale | May 26, 2021 |
| Deed Doc Number | 0019431717 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0025547542 |
|---|---|
| Date | Oct 20, 2023 |
| Instrument | 25547542 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024522035 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 24522035 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 26, 2021 |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0024974919 |
| Map Reference | MB 297 PG 44 |
| Instrument Date | May 17, 2021 |
| Instrument | 24974919 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 26, 2021 |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0024974917 |
| Map Reference | MB 297 PG 44 |
| Instrument Date | May 17, 2021 |
| Instrument | 24974917 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0024974918 |
|---|---|
| Date | May 26, 2021 |
| Instrument | 24974918 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 03, 2020 |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0024562510 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 24562510 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2605 ROOP RD GILROY CA 950209199, GILROY, CA 95020-9199 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0023764772 |
| Map Reference | MAP297 PG44 |
| Instrument Date | Sep 19, 2017 |
| Instrument | 23764772 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 2605 ROOP RD, GILROY, CA 95020-9199 |
| Document Number | 0023764773 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 23764773 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Oct 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,342.00 (+2.4%) | $179,317 (+4.04%) Land $24,454 Building $154,863 |
| 2023 | $2,287.00 (+1.83%) | $172,355 Land $23,505 Building $148,850 |
| 2022 | $2,246.00 |
2605 Roop Rd is in FEMA Zone D, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Santa Clara County (06085C), updated January 18, 2026
| FEMA Flood Zone | Zone D flood hazard undetermined — not studied |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 74th percentile of exposed land nationally · 50th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 224 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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