2650 Rary Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 2650 Rary Rd, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,215 sqft · built 1978
Lot Size	18.3 acres (799,762 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2019)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Mar 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`725 009`

Property Details

APN / Parcel Number

Primary APN	`725 009`
Alternative APN	`30483500`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	2,215 sqft
Basement Area	2,215 sqft
Unfinished Basement	2,215 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1999
Exterior Material	Wood Siding
Lot Area	799,762 sqft (18.3 acres)
Garage Type	Detached
Garage Area	616 sqft

Exterior Amenities

Porch	Porch
Porch Area	27 sqft
Deck Area	454 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2650 RARY RD
City	CLEVELAND
State	NC
Zip	27013-8274
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	18.36AC
Jurisdiction	ROWAN NC
Township / Civil Division	SCOTCH IRISH
Census Block Group	1
Census Block	1018
Census Tract	51904

Owner

2650 Rary Rd is owned and occupied by two individuals who bought it in October 2019.

Source: Rowan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2650 RARY RD, CLEVELAND, NC 27013-8274
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 7, 2017	Warranty Deed, Transfer STATEWIDE TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Book / Page	1336 / 604
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 21, 2019
Property Address	2650 RARY RD, CLEVELAND, NC 27013-8274
Document Number	0013360604
Book / Page	001336 / 000604
Instrument Date	Sep 11, 2019
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2650 RARY RD CLEVELAND NC 270138274, CLEVELAND, NC 27013-8274

Mortgage

Document Number	13360605
Date	Oct 21, 2019
Book Page	001336/000605

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 7, 2017
Property Address	2650 RARY RD, CLEVELAND, NC 27013-8274
Document Number	0012860049
Book / Page	001286 / 000049
Instrument Date	Mar 6, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	STATEWIDE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2510 RARY RD CLEVELAND NC 270138273, CLEVELAND, NC 27013-8273

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$452,835 Land $142,914 Building $309,921	$452,835 Land $142,914 Building $309,921
2023	$452,835 Land $142,914 Building $309,921	$452,835 Land $142,914 Building $309,921

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 Rary Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 Rary Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Rary Rd

Nearby Streets

All Cleveland, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures