2510 Rary Rd, Cleveland, NC 27013 Property Records

Rowan County property record for 2510 Rary Rd, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,287 sqft · built 2005
Lot Size	7.8 acres (339,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (May 2017)
Deeds & Mortgages	Dec 2022 Line of Credit May 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`725 017`

Property Details

APN / Parcel Number

Primary APN	`725 017`
Alternative APN	`6343733`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,287 sqft Living Area
1st Floor Area	2,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	339,768 sqft (7.8 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	1,544 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2510 RARY RD
City	CLEVELAND
State	NC
Zip	27013-8273
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 7.80AC
Legal Subdivision	KRISTINA B BRUCE PROPERTY
Jurisdiction	ROWAN NC
Township / Civil Division	SCOTCH IRISH
Census Block Group	1
Census Block	1018
Census Tract	51904

Owner

Source: Rowan County records, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2430 RARY RD, CLEVELAND, NC 27013-8272
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Intrafamily Transfer, Transfer · Line of Credit NATIONSTAR MORTGAGE LLC
May 15, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 15, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2017 · Amount on Record
Deed Sale	May 15, 2017 · Amount on Record
Prior Sale	Jan 19, 1999
Deed Book / Page	1289 / 850
Last Transfer Date	Oct 3, 2024
Transfer Doc	1450000158
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN NC
Recording Date	Dec 13, 2022
Property Address	2510 RARY RD, CLEVELAND, NC 27013-8273
Document Number	0014150250
Book / Page	1415 / 250
Map Reference	MB 9995 PG 8287
Instrument Date	Nov 30, 2022
Transaction Type	Transfer
Record Updated	Dec 26, 2022
Title Company	SERVICELINK EAST ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25W RARY RD, CLEVELAND, NC 27013

Mortgage

Document Number	0001415251
Date	Dec 13, 2022
Instrument	1415/251

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	294 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 15, 2017
Property Address	2510 RARY RD, CLEVELAND, NC 27013-8273
Document Number	0012890850
Book / Page	1289 / 0850
Map Reference	MB 9995 PG 8287
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 SHADY GROVE DR # DR112, 119, MOORESVILLE, NC 28117-7574

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12890851
Date	May 15, 2017
Instrument	1289/0851

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	May 15, 2017
Property Address	2510 RARY RD, CLEVELAND, NC 27013-8273
Document Number	0012890852
Book / Page	001289 / 000852
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2510 RARY RD CLEVELAND NC 270138273, CLEVELAND, NC 27013-8273

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$631,772 (-23.44%) Land $70,206 Building $561,566
2023	$825,183 Land $75,082 Building $750,101	$631,772 Land $70,206 Building $561,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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