2650 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2650 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	2,803 sqft Heated Area
Lot Size	217,800 sqft (5 acres)
Occupancy	Owner Occupied
Last Sale	$287,000 (2012)
Tax Bill	$4,943.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90797`
Alternative APN	`102531286800010060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,803 sqft Heated Area
Gross Area	4,511 sqft Gross Area
1st Floor	2,803 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1999
Exterior Material	Vinyl Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	217,800 sqft (5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	572 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Pool Area	28 sqft Pool
Deck Area	308 sqft Deck
Patio Area	692 sqft Patio
Porch	Open Porch
Porch Area	1,136 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	90797
Street Address	2650 MCMICHAEL RD
City	SAINT CLOUD
State	FL
Zip	34771-9204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 LOT 6
Legal Range	31E
Legal Township	25S
Legal Section	10
Legal Subdivision	COUNTRY MEADOW W UN1
Legal Tract	2868
Legal Block	1
Legal Lot Number	6
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 90797

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2650 MCMICHAEL RD, SAINT CLOUD, FL 34771-9204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2012 · Amount on Record
Deed Sale	Oct 04, 2012 · Amount on Record
Deed Doc Number	2012143872
Deed Book / Page	4330 / 2468
Record Refreshed	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2650 MCMICHAEL RD, SAINT CLOUD, FL 34771-9204
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057351039
Date	Jun 10, 2020
Book Page	5735/1039
Instrument	2020074382

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,943.00 (+6.95%) Homeowner's exemption	$346,222 (+5.99%)	$732,900 (+19.89%) Land $300,000 Building $432,900
2023	$4,622.00 (+3.91%) Homeowner's exemption	$326,666 (+3%)	$611,300 (+15.82%) Land $200,000 Building $411,300
2022	$4,448.00 Homeowner's exemption	$317,152	$527,800 Land $175,000 Building $352,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 137 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.