2616 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2616 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,280 sqft Heated Area
Lot Size	134,600 sqft (3.08 acres)
Occupancy	Owner Occupied
Last Sale	$100,000 (1993)
Tax Bill	$1,905.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90794`
Alternative APN	`102531286800010040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,280 sqft Heated Area
Gross Area	2,056 sqft Gross Area
1st Floor	1,280 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	134,600 sqft (3.08 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Detached - Finished Garage
Garage Area	360 sqft Garage
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	90794
Street Address	2616 MCMICHAEL RD
City	SAINT CLOUD
State	FL
Zip	34771-9204
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOW WEST UNIT 1 PB 2 PG 257 E 657.98 FT OF LOT 4
Legal Range	31E
Legal Township	25S
Legal Section	10
Legal Subdivision	COUNTRY MEADOW W UN1
Legal Tract	2868
Legal Block	1
Legal Lot Number	4
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 90794

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2616 MCMICHAEL RD, SAINT CLOUD, FL 34771-9204
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 01, 1993 · Amount on Record
Deed Sale	Feb 01, 1993 · Amount on Record
Deed Doc Number	0011111492
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2616 MCMICHAEL RD, SAINT CLOUD, FL 34771-9204
Document Number	0052160033
Book / Page	005216 / 000033
Instrument Date	Sep 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2616 MCMICHAEL RD ST CLOUD FL 347719204, ST CLOUD, FL 34771-9204

Mortgage

Document Number	0052160033
Date	Oct 02, 2017
Book Page	005216/000033
Instrument	139460

Lender

Name	FLORIDA HOSP CU
Type	Credit Union
Address	ALTAMONTE SPRINGS, FL 32701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 01, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00 (+9.86%) Homeowner's exemption	$126,977 (+5.99%)	$415,000 (+26.68%) Land $234,800 Building $180,200
2023	$1,734.00 (+5.73%) Homeowner's exemption	$119,805 (+3%)	$327,600 (+15.88%) Land $156,500 Building $171,100
2022	$1,640.00 Homeowner's exemption	$116,316	$282,700 Land $137,000 Building $145,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	About 1 in 137 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.