2650 E Payton Ave, Des Moines, IA 50320 Property Records

Polk County property record for 2650 E Payton Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,824 sqft · built 2019
Lot Size	1.6 acres (70,100 sqft)
Owner	Individual Name on File
Last Sale	$38,000 (Oct 2014)
Tax Bill	$4,212 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`7824-25-401-013`

Property Details

APN / Parcel Number

Primary APN	`7824-25-401-013`
Alternative APN	`120/06858-001-004`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
Gross Area	4,539 sqft
1st Floor Area	1,824 sqft
Basement Area	1,909 sqft
Finished Basement	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	70,100 sqft (1.6 acres)
Garage Type	Attached
Garage Area	878 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	347 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2650 E PAYTON AVE
City	DES MOINES
State	IA
Zip	50320-9319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 3F LOT 1 & ALL LTS 2 THRU 4 & LTS 18 THRU 20 & S 500F LOT A WHITES MEADOWS
Legal Subdivision	WHITES MEADOWS
Legal Lot Number	1
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2022
Census Tract	10805

Owner

2650 E Payton Ave is owned and occupied by an individual who bought it in October 2014.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2650 E PAYTON AVE, DES MOINES, IA 50320-9319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK
Apr 26, 2019	Deed of Trust, Mortgage · Line of Credit LAUNA SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2014 · Amount on File
Deed Sale	Oct 20, 2014 · Amount on File
Deed Document Number	2015-00045215
Deed Book / Page	15357 / 0774
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2650 E PAYTON AVE, DES MOINES, IA 50320-9319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067760
Date	Feb 6, 2020
Book Page	17691/0888
Instrument	2019-00067760

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2650 E PAYTON AVE, DES MOINES, IA 50320-9319
Document Number	0000077445
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2650 E PAYTON AVE DES MOINES IA 50320, DES MOINES, IA 50320

Mortgage

Document Number	0000077445
Date	May 2, 2019
Book Page	017312/000330
Instrument	77445

Lender

Name	LAUNA SVGS BK
Address	LUANA, IA 52156

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,500 Land $77,300 Building $359,200	$436,500 Land $77,300 Building $359,200
2024	$4,212.00
2023		$408,800 Land $71,600 Building $337,200	$408,800 Land $71,600 Building $337,200
2020	$1,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2650 E Payton Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2650 E Payton Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, Nextlink, T-Mobile.

Nearby Properties on E Payton Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures