Polk County property record for 2640 E Payton Ave, Des Moines, IA 50320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1956 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,000 (Oct 2015) |
| Tax Bill | $3,904 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7824-25-401-011 |
| Primary APN | 7824-25-401-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 3,520 sqft |
| 1st Floor Area | 1,540 sqft |
| Basement Area | 1,540 sqft |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Sewer | Connected |
| Street Address | 2640 E PAYTON AVE |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50320-9319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 21 WHITES MEADOWS |
| Legal Subdivision | WHITES MEADOWS |
| Legal Lot Number | 21 |
| Jurisdiction | POLK IA |
| Township / Civil Division | BLOOMFIELD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10805 |
2640 E Payton Ave is owned and occupied by two individuals who bought it in October 2015.
Source: Polk County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2640 E PAYTON AVE, DES MOINES, IA 50320-9319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2015 · Amount on File |
| Deed Sale | Oct 1, 2015 · Amount on File |
| Prior Sale | Mar 28, 2011 · Amount on File |
| Deed Document Number | 2015-00141797 |
| Deed Book / Page | 15754 / 0642 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2640 E PAYTON AVE, DES MOINES, IA 50320-9319 |
| Document Number | 0000023033 |
| Instrument Date | Feb 20, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2640 E PAYTON AVE DES MOINES IA 503209319, DES MOINES, IA 50320-9319 |
| Document Number | 0000023033 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 018398/000118 |
| Instrument | 23033 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 4, 2051 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,100 Land $56,500 Building $185,600 | $242,100 Land $56,500 Building $185,600 | |
| 2024 | $3,904.00 | ||
| 2023 | $226,800 Land $52,300 Building $174,500 | $226,800 Land $52,300 Building $174,500 | |
| 2020 | $3,822.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2640 E Payton Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2640 E Payton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, CenturyLink, Nextlink, T-Mobile.
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