265 Windsor Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 265 Windsor Ave, Westfield, NJ 07090

Property Summary

Property Type	Duplex
Details	952 sqft · built 1952
Lot Size	0.082 acres (3,585 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2017)
Tax Bill	$6,796 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-04004-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`20-04004-0000-00025`
Alternative APNs	`2000508000000027A` `200400400025`

Interior

Stories	2 Stories
Building Area	952 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Duplex Single
Exterior Material	Stucco
Lot Area	3,585 sqft (0.082 acres)
Lot Dimensions	128 ft deep x 28 ft wide

Location & Zoning

Old Parcel Number	2000508000000027A
Street Address	265 WINDSOR AVE
City	WESTFIELD
State	NJ
Zip	07090-1527
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	WESTFIELD
Legal Block	4004
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2007
Census Tract	36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 WINDSOR AVE, WESTFIELD, NJ 07090-1527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 11, 2017	Grant Deed, Transfer · Conventional with PMI WEICHERT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2017 · Amount on Record
Deed Sale	Oct 11, 2017 · Amount on Record
Prior Sale	Jul 7, 1983
Deed Document Number	2017292321
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	265 WINDSOR AVE, WESTFIELD, NJ 07090-1527
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156962790
Date	Sep 24, 2025
Book Page	15696/2790
Instrument	83376

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 7, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	265 WINDSOR AVE, WESTFIELD, NJ 07090-1527
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150460140
Date	Aug 31, 2021
Book Page	15046/140
Instrument	19916

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Oct 11, 2017
Property Address	265 WINDSOR AVE, WESTFIELD, NJ 07090-1527
Document Number	0062210382
Book / Page	006221 / 000382
Instrument Date	Sep 28, 2017
Instrument	292321
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 WINDSOR AVE WESTFIELD NJ 070901527, WESTFIELD, NJ 07090-1527

Mortgage

Document Number	143470075
Date	Oct 11, 2017
Book Page	014347/000075
Instrument	647557

Lender

Name	WEICHERT FIN'L
Type	Funding / Finance Company
Address	MORRIS PLAINS, NJ 07950

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,500 (-) Land $191,000 Building $105,500	$296,500 (-) Land $191,000 Building $105,500
2025	$6,796.00 (+1.78%)	$296,500 (-) Land $191,000 Building $105,500	$296,500 (-) Land $191,000 Building $105,500
2024	$6,677.00 (+4.26%)
2023		$296,500 Land $191,000 Building $105,500	$296,500 Land $191,000 Building $105,500
2022	$6,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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