238 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 238 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,038 sqft · built 1965
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Apr 2021)
Tax Bill	$14,044 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-20 000008`

Property Details

APN / Parcel Number

Primary APN	`R-20 000008`
Alternative APNs	`STOW M:000R-20 P:008` `M:000R=20 P:008`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,038 sqft Living Area
Gross Area	6,994 sqft
1st Floor Area	2,066 sqft
Attic	Attic
Attic Area	480 sqft
Basement Area	1,506 sqft
Unfinished Basement	1,506 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-20 000008
Street Address	238 W ACTON RD
City	STOW
State	MA
Zip	01775-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1006
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	238 W ACTON RD, STOW, MA 01775-3100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2017	Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2021 · Amount on Record
Deed Sale	Apr 2, 2021 · Amount on Record
Prior Sale	Apr 8, 2016 · Amount on Record
Deed Book / Page	77417 / 273
Record Updated	Oct 29, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Apr 2, 2021
Property Address	238 W ACTON RD, STOW, MA 01775-3100
Document Number	77417-273
Book / Page	77417 / 273
Instrument Date	Apr 2, 2021
Instrument	75097
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	238 W ACTON RD, STOW, MA 01775-3100

Mortgage

Document Number	75098
Date	Apr 2, 2021
Instrument	75098

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	238 W ACTON RD, STOW, MA 01775-3100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69481-316
Date	Jun 23, 2017
Book Page	69481/316
Instrument	95566

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,044.00 (+18.29%)	$785,900 (+15.3%) Land $341,300 Building $444,600	$930,427 (+14.55%)
2025	$11,873.00 (+4.42%)	$681,600 (+1.73%) Land $325,100 Building $356,500	$812,250
2024	$11,370.00 (-4.37%)	$670,000 (+2.17%) Land $313,500 Building $356,500
2023	$11,890.00	$655,800 Land $299,300 Building $356,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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