Mobile County property record for 265 Thrift St, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,780 sqft · built 1988 |
| Lot Size | 0.285 acres (12,444 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,200 (Jan 2026) |
| Tax Bill | $2,793 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jan 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808271000051 |
| Primary APN | R022808271000051 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,780 sqft Living Area |
| 1st Floor Area | 2,780 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,444 sqft (0.285 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 168 sqft |
| Patio Area | 576 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 577138 |
|---|---|
| Street Address | 265 THRIFT ST |
| City | MOBILE |
| State | AL |
| Zip | 36609-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 & N 25 FT OF LOT 12 BLK C OF MAYFAIR HILLS SUB MBK 3/525 #SEC 27 T4S R2W #MP28 08 27 1 000 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 27 |
| Legal Subdivision | MAYFAIR HILLS |
| Legal Block | C |
| Legal Lot Number | 11-12 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3203 |
265 Thrift St is owned by an individual who bought it in January 2026.
Source: Mobile County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 458 WADGE CIELD DR, MOBILE, AL 36608 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Warranty Deed, Subdivision Related Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC |
| Jan 23, 2024 | Warranty Deed, Transfer · Commercial Mortgage 265 THRIFT FUNDING TRUST |
| Nov 27, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on File |
| Deed Sale | Jan 13, 2026 · Amount on File |
| Prior Sale | Jan 23, 2024 · Amount on File |
| Deed Document Number | 20261937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 13, 2026 |
| Property Address | 265 THRIFT ST, MOBILE, AL 36609-2412 |
| Document Number | 0000001937 |
| Map Reference | MB 3 PG 525-528 |
| Instrument Date | Jan 9, 2026 |
| Instrument | 2026001937 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 458 WEDGEFIELD DR W, MOBILE, AL 36608-8467 |
| Name | Verified Name |
|---|---|
| Address | 458 WEDGEFIELD DR W, MOBILE, AL 36608-8467 |
| Document Number | 0000001938 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2026001938 |
| Name | DEEPHAVEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jan 23, 2024 |
| Property Address | 265 THRIFT ST, MOBILE, AL 36609-2412 |
| Document Number | 0000003479 |
| Map Reference | MB 3 PGS 525 |
| Instrument Date | Jan 22, 2024 |
| Instrument | 2024003479 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2024 |
| Title Company | DELTA S TITLE INC, DELTA SOUTH TITLE INC JG |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000003480 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024003480 |
| Name | 265 THRIFT FUNDING TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Oct 22, 2024 |
| Document Number | 0000003480 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 2024003480 |
| Name | 265 THRIFT FUNDING TRUST |
|---|---|
| Type | Private Party |
| Address | 730 ENERGY CENTER BLVD STE 1402B, NORTHPORT, AL 35473 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 9 Months |
| Due | Oct 22, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Nov 27, 2023 |
| Property Address | 265 THRIFT ST, MOBILE, AL 36609-2412 |
| Document Number | 0000069115 |
| Map Reference | MB 3 PG 525-528 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023069115 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 THRIFT ST, MOBILE, AL 36609-2412 |
| Name | Verified Name |
|---|---|
| Address | 265 THRIFT ST, MOBILE, AL 36609-2412 |
The 2025 property tax bill for 265 Thrift St was $2,793, up 8.7% from the year before.
Source: Mobile County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,793.00 (+8.72%) | $43,840 (+8.78%) Land $5,600 Building $38,240 | $219,200 (+8.78%) Land $28,000 Building $191,200 |
| 2024 | $2,569.00 (-3.71%) | $40,300 (+92.55%) Land $5,600 Building $34,700 | $201,500 (-3.73%) Land $28,000 Building $173,500 |
| 2023 | $2,668.00 | $20,930 Land $2,800 Building $18,130 | $209,300 Land $28,000 Building $181,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 265 Thrift St in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 19 (1979–2004) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Thrift St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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