256 Thrift St, Mobile, AL 36609 Property Records

Mobile County property record for 256 Thrift St, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1984
Lot Size	0.211 acres (9,215 sqft)
Owner	Individual Name on Record
Tax Bill	$836 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022808271000057005`

Property Details

APN / Parcel Number

Primary APN	`R022808271000057005`
Alternative APNs	`28 08 27 1 000 057.005` `01859457` `1859457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,215 sqft (0.211 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1859457
Street Address	256 THRIFT ST
City	MOBILE
State	AL
Zip	36609-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 MAYFAIR PLACE RESUB OF LOTS 1-8, 26 & 27 BLK D MAYFAIR HILL SUBD REC IN MBK 36 PG 41 #SEC 27 T4S R1W #MP28 08 27 1 000
Legal Range	04S
Legal Township	04S
Legal Section	27
Legal Subdivision	MAYFAIR HILL SUBD
Legal Block	D
Legal Lot Number	1-8
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1008
Census Tract	3203

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 THRIFT ST, MOBILE, AL 36609-2444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2002
Deed Sale	Jan 10, 2002
Deed Document Number	20023350
Deed Book / Page	5098 / 436
Prior Transfer Date	Jan 30, 1998
Prior Transfer Doc	0000007698
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Aug 11, 2026
Property Address	256 THRIFT ST, MOBILE, AL 36609-2444
Document Number	0000048670
Instrument Date	Jul 28, 2026
Instrument	202648670
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 THRIFT ST, MOBILE, AL 36609-2444

Mortgage

Document Number	0000048670,
Date	Aug 11, 2026
Instrument	202648670

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2056

Interest

Rate	6.43%
Max Rate	-1%

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$836.00 (+7.18%) Homeowner's exemption Senior Citizen's exemption	$15,470 (+8.79%) Land $2,800 Building $12,670	$154,700 (+8.79%) Land $28,000 Building $126,700
2024	$780.00 (-2.5%) Homeowner's exemption Senior Citizen's exemption	$14,220 (-2.4%) Land $2,800 Building $11,420	$142,200 (-2.4%) Land $28,000 Building $114,200
2023	$800.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$14,570 Land $2,800 Building $11,770	$145,700 Land $28,000 Building $117,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (1979–2004)
Claims Outside the SFHA	13 of 19
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Tropical Storm Isidore, Sep 2002 · 3 claims Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20