265 Saddle Ln, River Ranch, FL 33867 Property Records

Polk County property record for 265 Saddle Ln, River Ranch, FL 33867

Property Summary

Property TypeMobile Home
Details216 sqft · built 2000
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on Record
Last Sale$68,000 (Jul 2021)
Tax Bill$1,273 (2025)
Deeds & MortgagesJul 2021 Sale
Flood ZoneZone X (minimal risk)
APN31-31-23-996011-002650

Property Details

APN / Parcel Number

Primary APN31-31-23-996011-002650
Alternative APNs
  • 233131996011002650
  • 33131000

Interior

Building Area216 sqft Living Area
1st Floor Area216 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleMobile Home
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions69 ft deep x 40 ft wide

Location & Zoning

Street Address265 SADDLE LN
CityRIVER RANCH
StateFL
Zip33867
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionOUTDOOR RESORTS RIVER RANCH RV RESORT PHASE TWO - RV LOTS PB 83 PGS 1-3 LOT 265
Legal Range31E
Legal Township31S
Legal Section23
Legal SubdivisionOUTDOOR RESORTS RIVER RANCH RV RESORT PH
Legal Phase2
Legal Block4
Legal Lot Number265
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group4
Census Block4034
Census Tract15702

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address9007 60TH AVE E, BRADENTON, FL 34202-9575
Owner TypeCompany
VestingCorporation

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2021 · Amount on Record
Deed SaleJul 30, 2021 · Amount on Record
Prior SaleJun 16, 2000 · Amount on Record
Deed Document Number2021198151
Deed Book / Page11826 / 1477
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJul 30, 2021
Property Address265 SADDLE LN, RIVER RANCH, FL 33867
Document Number0000198151
Book / Page11826 / 1477
Map ReferenceMB 83 PG 1
Instrument DateJul 23, 2021
Instrument2021198151
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyTITLE EXCHANGE/PINELLAS INC, TITLE EXCHANGE OF PINELLAS I

Transaction

AmountAmount Recorded
Tax$476.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address813 LAVERNE DR, RUTHER GLEN, VA 22546-1323

Transferred To (Grantee/Buyer)

NameVerified Name
Address9007 60TH AVE E, BRADENTON, FL 34202-9575

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,273.00 (+12.46%)$86,515 (-17.6%)$115,000 (+9.52%) Land $115,000
2023$1,132.00 (-14.69%)$105,000 (+31.48%) Land $105,000$105,000 (+31.48%) Land $105,000
2022$1,327.00$79,858 Land $65,000 Building $14,858$79,858 Land $65,000 Building $14,858

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies72 units insured
incl. 46 condo units
Nearby Flood Claims3 (2011–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 87% of Florida
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTGATE RIVER RANCH ; RV RESORT
private · serves 2,100 people · EPA ID FL3531517
Water SourceGroundwater
Last State InspectionSep 2024
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Ln

Nearby Streets

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