St. Clair County property record for 265 Rural St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,139 sqft · built 1958 |
| Lot Size | 0.439 acres (19,123 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (Jan 2017) |
| Tax Bill | $1,816 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Mar 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-270-0039-000 |
| Primary APN | 74-06-270-0039-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,139 sqft Living Area |
| 1st Floor Area | 1,139 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 19,123 sqft (0.439 acres) |
| Lot Dimensions | 239 ft deep x 80 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 265 RURAL ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 80 FT OF LOT 21 BOYNTON'S PLAT OF SUB-DIVISION OF LOTS 6, 7 & 8 |
| Legal Subdivision | BOYNTONS PLAT SUBDIVISION |
| Legal Lot Number | 6-8,21 |
| Legal Unit | 21,6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 623000 |
265 Rural St is owned by a company that bought it in January 2017.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7630 LINDSEY RD, CASCO, MI 48064-2700 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Line of Credit TRI COUNTY BANK |
| Mar 20, 2017 | Deed of Trust, Mortgage TRI COUNTY BANK |
| Jan 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2017 · Amount on File |
| Deed Sale | Jan 6, 2017 · Amount on File |
| Prior Sale | Sep 1, 2011 · Amount on File |
| Deed Document Number | 2017553 |
| Deed Book / Page | 4786 / 993 |
| Prior Transfer Date | Jul 23, 2011 |
| Prior Transfer Doc | 004176/852 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 265 RURAL ST, PORT HURON, MI 48060-4126 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5349924 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 5349/924 |
| Instrument | 2021011312 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 265 RURAL ST, PORT HURON, MI 48060-4126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048100011 |
|---|---|
| Date | Mar 20, 2017 |
| Book Page | 4810/11 |
| Instrument | 2017006821 |
| Name | TRI COUNTY BANK |
|---|---|
| Type | Bank |
| Address | BROWN CITY, MI 48416 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 6, 2017 |
| Property Address | 265 RURAL ST, PORT HURON, MI 48060-4126 |
| Document Number | 0047860993 |
| Book / Page | 004786 / 000993 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $258.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7630 LINDSEY RD CASCO MI 480642700, CASCO, MI 48064-2700 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 6, 2017 |
| Property Address | 265 RURAL ST, PORT HURON, MI 48060-4126 |
| Document Number | 0047860994 |
| Book / Page | 004786 / 000994 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7630 LINDSEY RD CASCO MI 480642700, CASCO, MI 48064-2700 |
The 2025 property tax bill for 265 Rural St was $1,816, up 2.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,700 (+10.57%) | $123,400 | |
| 2025 | $1,816.00 (+2.95%) | $55,800 | |
| 2024 | $1,764.00 | $111,600 | |
| 2023 | $46,100 | ||
| 2022 | $1,408.00 | $92,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Rural St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Rural St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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