St. Clair County property record for 261 Rural St, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,374 sqft · built 1950 |
| Lot Size | 0.467 acres (20,343 sqft) |
| Owner | Company Name on File |
| Last Sale | $122,000 (Jun 2019) |
| Tax Bill | $3,014 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-06-270-0038-000 |
| Primary APN | 74-06-270-0038-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,374 sqft Living Area |
| 1st Floor Area | 932 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 20,343 sqft (0.467 acres) |
| Lot Dimensions | 239 ft deep x 85 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 261 RURAL ST |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-4126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 21 EX S 80 FT BOYNTON'S PLAT |
| Legal Subdivision | BOYNTONS |
| Legal Lot Number | 21 |
| Legal Unit | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 623000 |
261 Rural St is owned by a company that bought it in June 2019 and is owner-occupied.
Source: St. Clair County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 261 RURAL ST, PORT HURON, MI 48060-4126 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 20, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2019 · Amount on File |
| Deed Sale | Jun 20, 2019 · Amount on File |
| Deed Document Number | 201912554 |
| Deed Book / Page | 5068 / 7 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 11, 2026 |
| Property Address | 261 RURAL ST, PORT HURON, MI 48060-4126 |
| Document Number | 0000018507 |
| Book / Page | 5963 / 642 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 202618507 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 261 RURAL ST, PORT HURON, MI 48060-4126 |
| Document Number | 0000018507, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 5963/642 |
| Instrument | 202618507 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 20, 2019 |
| Property Address | 261 RURAL ST, PORT HURON, MI 48060-4126 |
| Document Number | 0000050687 |
| Book / Page | 5068 / 7 |
| Map Reference | LB C PG 22 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 2019012554 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,049.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4364 N RIVER RD, 4364, FORT GRATIOT, MI 48059-4056 |
| Name | Verified Name |
|---|---|
| Address | 261 RURAL ST, PORT HURON, MI 48060-4126 |
The 2025 property tax bill for 261 Rural St was $3,014 with a homeowner's exemption, up 2.7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,300 (+9.29%) | $204,600 | |
| 2025 | $3,014.00 (+2.66%) Homeowner's exemption | $93,600 | |
| 2024 | $2,936.00 | $187,200 | |
| 2023 | $77,600 | ||
| 2022 | $2,563.00 | $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 261 Rural St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 261 Rural St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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