265 Reflections Dr, Apt 23, San Ramon, CA 94583 Property Records

Contra Costa County property record for 265 Reflections Dr, Apt 23, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 949 sqft · built 1988
Lot Size	0.025 acres (1,079 sqft)
Owner	2 Company Names on Record
Last Sale	$320,500 (Apr 2008)
Tax Bill	$5,461 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`213-781-131-7`

Property Details

APN / Parcel Number

Primary APN	`213-781-131-7`
Alternative APN	`213-781-131`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	949 sqft Living Area
1st Floor Area	949 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	1,079 sqft (0.025 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	265 REFLECTIONS DR, 23
City	SAN RAMON
State	CA
Zip	94583-4737
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B8 U23
Legal Subdivision	REFLECTIONS CONDO BLDG 8
Legal Tract	6780
Legal Block	8
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1950 33RD AVE, SAN FRANCISCO, CA 94116-1125
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Nov 24, 2020	Quit Claim Deed, Transfer AMROCK INC
Nov 28, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2008 · Amount on Record
Deed Sale	Apr 23, 2008 · Amount on Record
Deed Document Number	200887948
Last Transfer Date	Nov 4, 2020
Transfer Doc	0000286191
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4737
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CONC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018605
Date	Feb 6, 2018
Instrument	2018-018605

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2038

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 24, 2020
Property Address	265 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4737
Document Number	0000286191
Map Reference	MB 326 PG 1
Instrument Date	Nov 4, 2020
Instrument	2020-286191
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	265 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4737

Mortgage

Document Number	0000286192
Date	Nov 24, 2020
Instrument	2020-286192

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 24, 2020
Property Address	265 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4737
Document Number	0000286193
Instrument Date	Nov 4, 2020
Instrument	286193
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	265 REFLECTIONS DR #23 SAN RAMON CA 945834737, 23, SAN RAMON, CA 94583-4737

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 28, 2017
Property Address	265 REFLECTIONS DR APT 23, 23, SAN RAMON, CA 94583-4737
Document Number	0000223240
Instrument Date	Nov 21, 2017
Instrument	223240
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1950 33RD AVE SAN FRANCISCO CA 941161125, SAN FRANCISCO, CA 94116-1125

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,382 (+2%) Land $267,946 Building $161,436
2025	$5,461.00 (+3.1%)	$420,964 (+4.04%) Land $262,693 Building $158,271
2023	$5,297.00 (+0.04%)	$404,620 Land $252,494 Building $152,126
2022	$5,295.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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