265 Reflections Dr, Apt 21, San Ramon, CA 94583 Property Records

Contra Costa County property record for 265 Reflections Dr, Apt 21, San Ramon, CA 94583

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 624 sqft · built 1988
Lot Size	0.015 acres (658 sqft)
Owner	2 Trust Names on File
Last Sale	$280,000 (Dec 2014)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-781-129-1`

Property Details

APN / Parcel Number

Primary APN	`213-781-129-1`
Alternative APN	`213-781-129`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	658 sqft (0.015 acres)
Garage Type	Attached
Garage Area	180 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	265 REFLECTIONS DR, 21
City	SAN RAMON
State	CA
Zip	94583-4737
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6780 L2 B8 U21
Legal Subdivision	SUBDIVISION 6780 REFLECTIONS B
Legal Tract	6780
Legal Block	8
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4003
Census Tract	345111

Owner

265 Reflections Dr, Apt 21 is held in a trust since December 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	207 SYDNEY DR, ALAMO, CA 94507-2672
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2014 · Amount on File
Deed Sale	Dec 26, 2014 · Amount on File
Prior Sale	Feb 28, 2012 · Amount on File
Deed Document Number	2014229289
Prior Transfer Date	May 20, 2013
Prior Transfer Doc	0000127971
Record Updated	Oct 29, 2026

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 14, 2026
Property Address	265 REFLECTIONS DR, 21, SAN RAMON, CA 94583-4737
Document Number	0000037606
Instrument Date	Dec 8, 2025
Instrument	202637606
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	207 SYDNEY DR, ALAMO, CA 94507-2672

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 REFLECTIONS DR APT 21, 21, SAN RAMON, CA 94583-4737
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165627
Date	Aug 7, 2020
Instrument	2020-165627

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 265 Reflections Dr, Apt 21 was $4,471.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,238 (+2%) Land $202,268 Building $140,970
2025	$4,471.00 Homeowner's exemption	$336,508 Land $198,302 Building $138,206
2023	$4,337.00 (-0.09%) Homeowner's exemption	$323,443 Land $190,602 Building $132,841
2022	$4,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 Reflections Dr, Apt 21 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Reflections Dr, Apt 21 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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