265 Mill River Rd, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 265 Mill River Rd, Chappaqua, NY 10514

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,084 sqft · built 2016
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on File
Last Sale	$1,185,000 (Jun 2024)
Tax Bill	$31,820 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`553489 99.10-2-19.3`

Property Details

APN / Parcel Number

Primary APN	`553489 99.10-2-19.3`
Alternative APN	`04973000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,084 sqft Living Area
1st Floor Area	1,728 sqft
2nd Floor Area	2,356 sqft
Basement Area	1,088 sqft
Finished Basement	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	115,434 sqft (2.65 acres)
Porch	Slab
Porch Area	305 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04973000
Street Address	265 MILL RIVER RD
City	CHAPPAQUA
State	NY
Zip	10514-3224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	2
Legal Lot Number	19.003
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT PLEASANT
Census Block Group	5
Census Block	5003
Census Tract	11800

Owner

265 Mill River Rd is owned and occupied by two individuals who bought it in June 2024.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 MILL RIVER RD, CHAPPAQUA, NY 10514-3224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 20, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Oct 19, 2007 · Amount on File
Deed Document Number	20243228
Prior Transfer Date	Mar 11, 2019
Prior Transfer Doc	0590643590
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	265 MILL RIVER RD, CHAPPAQUA, NY 10514-3224
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 MILL RIVER RD, CHAPPAQUA, NY 10514-3224

Mortgage

Document Number	0653043546
Date	Nov 3, 2025
Instrument	653043546

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2055

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 20, 2019
Property Address	265 MILL RIVER RD, CHAPPAQUA, NY 10514-3224
Document Number	0590643590
Book / Page	059064 / 003590
Instrument Date	Mar 11, 2019
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 GLEN RD EASTCHESTER NY 107093127, EASTCHESTER, NY 10709-3127

Tax Assessment & Valuation

The 2026 property tax bill for 265 Mill River Rd was $31,820.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Mount Pleasant Town
Unified School District	Pleasantville Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$31,820.00
2025		$13,265 (-24.99%) Land $2,800 Building $10,465	$1,313,367 (-20.54%) Land $277,228 Building $1,036,139
2024		$17,685 (-) Land $2,800 Building $14,885	$1,652,804 (+5.61%) Land $261,682 Building $1,391,122
2023		$17,685 Land $2,800 Building $14,885	$1,565,045 Land $247,788 Building $1,317,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Mill River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Mill River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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