Westchester County and Mount Pleasant Town property record for 238 Mill River Rd, Chappaqua, NY 10514
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,409 sqft · built 2020 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $522,500 (Oct 2016) |
| Tax Bill | $33,343 (2026) |
| Deeds & Mortgages | Jul 2018 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 553489 99.10-2-11 |
| Primary APN | 553489 99.10-2-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,409 sqft Living Area |
| 1st Floor Area | 2,235 sqft |
| 2nd Floor Area | 1,174 sqft |
| Basement Area | 1,635 sqft |
| Finished Basement | 1,635 sqft |
| Unfinished Basement | 1,635 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 50,094 sqft (1.15 acres) |
| Cooling System | Central |
|---|
| Account Number | 04976000 |
|---|---|
| Street Address | 238 MILL RIVER RD |
| City | CHAPPAQUA |
| State | NY |
| Zip | 10514-3223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2 |
| Legal Lot Number | 11.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 11800 |
238 Mill River Rd is owned and occupied by two individuals who bought it in October 2016.
Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 238 MILL RIVER RD, CHAPPAQUA, NY 10514-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2016 · Amount on File |
| Deed Sale | Oct 7, 2016 · Amount on File |
| Deed Document Number | 2016562723467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 9, 2018 |
| Property Address | 238 MILL RIVER RD, CHAPPAQUA, NY 10514-3223 |
| Book / Page | 058190 / 003036 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 30, 2018 |
| Title Company | GREAT AMERICAN TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 238 MILL RIVER RD CHAPPAQUA NY 105143223, CHAPPAQUA, NY 10514-3223 |
| Document Number | 0581903036 |
|---|---|
| Date | Jul 9, 2018 |
| Book Page | 058190/003036 |
| Name | BNB BANK NA |
|---|---|
| Type | Bank |
| Address | BRIDGEHAMPTON, NY 11932 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2026 property tax bill for 238 Mill River Rd was $33,343.
Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Mount Pleasant Town |
| Unified School District | Pleasantville Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,343.00 | ||
| 2025 | $13,900 (-) Land $1,500 Building $12,400 | $1,376,238 (+5.94%) Land $148,515 Building $1,227,723 | |
| 2024 | $13,900 (-) Land $1,500 Building $12,400 | $1,299,066 (+5.61%) Land $140,187 Building $1,158,879 | |
| 2023 | $13,900 Land $1,500 Building $12,400 | $1,230,088 Land $132,743 Building $1,097,345 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 238 Mill River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 238 Mill River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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