265 Lothrop Ave, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 265 Lothrop Ave, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Lot Size	2.57 acres (112,335 sqft)
Owner	2 Individual Names on File
Last Sale	$492,500 (Jun 2017)
Tax Bill	$4,760 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARW M:38 P:L3`

Property Details

APN / Parcel Number

Primary APN	`HARW M:38 P:L3`
Alternative APNs	`M:00038 B:L003 L:000` `4058`

Exterior

Lot Area	112,335 sqft (2.57 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	4058
Street Address	265 LOTHROP AVE
City	HARWICH
State	MA
Zip	02645-2453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4059
Census Tract	11002

Owner

265 Lothrop Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 LOTHROP AVE, HARWICH, MA 02645-2453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Dec 28, 1999 · Amount on File
Deed Book / Page	30555 / 96
Transfer Doc	0030555-96
Record Updated	Oct 29, 2026

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jun 13, 2017
Property Address	265 LOTHROP AVE, HARWICH, MA 02645-2453
Document Number	30555-96
Book / Page	30555 / 96
Instrument	29065
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LOTHROP AVE, HARWICH, MA 02645-2453

Mortgage

Document Number	305550099
Date	Jun 13, 2017
Instrument	30555/0099

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2047

Interest

Rate	3.5%
Max Rate At Change	70.1%
Max Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 265 Lothrop Ave was $4,760, up 3.8% from the year before.

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,760.00 (+3.84%)	$805,400 (+5.95%) Land $167,900 Building $637,500	$710,030
2024	$4,584.00 (+4.23%)	$760,200 (+14.78%) Land $158,300 Building $601,900
2023	$4,398.00	$662,300 Land $144,000 Building $518,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Lothrop Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Lothrop Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20