Barnstable County and Harwich Town property record for 250 Lothrop Ave, Harwich, MA 02645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,166 sqft · built 1850 |
| Lot Size | 1.05 acres (45,865 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,000 (Mar 2016) |
| Tax Bill | $4,224 (2025) |
| Deeds & Mortgages | May 2018 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARW M:38 P:L1-2 |
| Primary APN | HARW M:38 P:L1-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 3,755 sqft |
| 1st Floor Area | 1,468 sqft |
| Attic | Attic |
| Attic Area | 113 sqft |
| Basement Area | 1,398 sqft |
| Unfinished Basement | 1,398 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,865 sqft (1.05 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 21151 |
|---|---|
| Street Address | 250 LOTHROP AVE |
| City | HARWICH |
| State | MA |
| Zip | 02645-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | HARWICH MA |
| Township / Civil Division | HARWICH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11002 |
250 Lothrop Ave is owned and occupied by an individual who bought it in March 2016.
Source: Barnstable County and Harwich Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 250 LOTHROP AVE, HARWICH, MA 02645-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| May 31, 2018 | Deed of Trust, Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Sep 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2016 · Amount on File |
| Deed Sale | Mar 7, 2016 · Amount on File |
| Prior Sale | Feb 16, 1999 · Amount on File |
| Deed Book / Page | 29495 / 290 |
| Transfer Doc | 029495-290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 250 LOTHROP AVE, HARWICH, MA 02645-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31305-232 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 31305/232 |
| Instrument | 25828 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 250 LOTHROP AVE, HARWICH, MA 02645-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31305-217 |
|---|---|
| Date | May 31, 2018 |
| Book Page | 31305/217 |
| Instrument | 25827 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARWICH MA |
| Property Address | 250 LOTHROP AVE, HARWICH, MA 02645-2422 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33241-252 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 33241/252 |
| Instrument | 47114 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 250 Lothrop Ave was $4,224, up 8% from the year before.
Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Harwich Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,224.00 (+7.98%) | $714,700 (+10.17%) Land $264,300 Building $450,400 | $658,635 |
| 2024 | $3,912.00 (+4.13%) | $648,700 (+14.65%) Land $224,400 Building $424,300 | |
| 2023 | $3,757.00 | $565,800 Land $204,000 Building $361,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 250 Lothrop Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 8 (1978–2018) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 250 Lothrop Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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