248 Kepler Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 248 Kepler Dr, Gaithersburg, MD 20878

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,659 sqft · built 2018
Lot Size	0.04 acres (1,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$966,000 (Mar 2025)
Tax Bill	$11,013 (2025)
Deeds & Mortgages	May 2019 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-03702751`

Property Details

APN / Parcel Number

Primary APN	`09-03702751`
Alternative APN	`03702751`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,659 sqft Living Area
Gross Area	3,100 sqft
1st Floor Area	899 sqft
Attic	Attic
Attic Area	480 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,744 sqft (0.04 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Deck Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03702751
Street Address	248 KEPLER DR
City	GAITHERSBURG
State	MD
Zip	20878-4658
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	CROWN FARM PLAT OF CORRECTION
Legal Subdivision	CROWN FARM
Legal Block	K
Legal Lot Number	24
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	3
Census Block	3023
Census Tract	700839

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2625 DAPPLE GREY CT, OLNEY, MD 20832-2714
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 3, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU OF MARYLAND INC
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Jan 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L
Feb 15, 2017	Grant Deed, Transfer POTOMAC SETTLEMENT SERVICES INC, POTOMAC SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Jan 2, 2019 · Amount on Record
Deed Book / Page	68991 / 106
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	K K TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0575110132
Date	May 3, 2019
Book Page	57511/132

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.12%
Index	1-Year CMT
Max Rate	9.12%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658

Mortgage

Document Number	0602180468
Date	Aug 6, 2020
Book Page	60218/468

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	KK TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658

Mortgage

Document Number	0621330049
Date	Mar 9, 2021
Book Page	62133/49

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 2, 2019
Property Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658
Document Number	0570510366
Book / Page	057051 / 000366
Instrument Date	Dec 13, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 17, 2019
Title Company	POTOMAC SETTLEMENT SERVICES INC, POTOMAC SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	248 KEPLER DR GAITHERSBURG MD 208784658, GAITHERSBURG, MD 20878-4658

Mortgage

Document Number	570510374
Date	Jan 2, 2019
Book Page	057051/000374

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 15, 2017
Property Address	248 KEPLER DR, GAITHERSBURG, MD 20878-4658
Document Number	0538080099
Book / Page	053808 / 000099
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	POTOMAC SETTLEMENT SERVICES INC, POTOMAC SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$3,166.30
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	21355 RIDGETOP CIR #220 STERLING VA 201668503, 220, STERLING, VA 20166-8503
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$850,600 (+3.23%) Land $250,000 Building $600,600	$850,600 (-) Land $250,000 Building $600,600
2025	$11,013.00 (+21.4%)	$823,967 (+6.91%)	$850,600 (+10.37%) Land $250,000 Building $600,600
2023		$770,700 Land $250,000 Building $520,700	$770,700 Land $250,000 Building $520,700
2022	$9,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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