Otsego County and Oneonta Town property record for 265 Hillside Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,350 sqft · built 1988 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Sep 2013) |
| Tax Bill | $7,966 (2026) |
| Deeds & Mortgages | Dec 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 289.10-1-1.00 |
| Primary APN | 364600 289.10-1-1.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,350 sqft Living Area |
| 1st Floor Area | 1,596 sqft |
| Upper Floors Area | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Porch | Slab |
| Porch Area | 1,540 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 246777 |
|---|---|
| Street Address | 265 HILLSIDE DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 992EMMONS HEIGHTS SUB 2 1FM 3091 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 590800 |
265 Hillside Dr is owned and occupied by an individual who bought it in September 2013.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 HILLSIDE DR, ONEONTA, NY 13820-3610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2013 · Amount on File |
| Deed Sale | Sep 16, 2013 · Amount on File |
| Deed Book / Page | 2013 / 5070 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 1105000695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 265 HILLSIDE DR, ONEONTA, NY 13820-3610 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000786 |
|---|---|
| Date | Dec 15, 2022 |
| Instrument | 2022-6786 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 265 Hillside Dr was $7,966, up 0.2% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,966.00 (+0.24%) | ||
| 2025 | $7,947.00 | $251,900 Land $57,200 Building $194,700 | $359,857 Land $81,714 Building $278,143 |
| 2023 | $2,257.00 | $251,900 (-) Land $57,200 Building $194,700 | $322,949 (+12.82%) Land $73,333 Building $249,616 |
| 2022 | $251,900 Land $57,200 Building $194,700 | $286,250 Land $65,000 Building $221,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Hillside Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1979–2011) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Hillside Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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