Otsego County and Oneonta Town property record for 248 Hillside Dr, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,750 sqft · built 1988 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $677,000 (Aug 2023) |
| Tax Bill | $12,943 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 289.10-1-22.00 |
| Primary APN | 364600 289.10-1-22.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,750 sqft Living Area |
| 1st Floor Area | 3,480 sqft |
| Upper Floors Area | 750 sqft |
| Basement Area | 1,756 sqft |
| Finished Basement | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Basement |
| Porch | Porch |
| Porch Area | 128 sqft |
| Patio Area | 1,000 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 248177 |
|---|---|
| Street Address | 248 HILLSIDE DR |
| City | ONEONTA |
| State | NY |
| Zip | 13820-3610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 991EMMONS HEIGHTS SUB 1 3 |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 590800 |
Source: Otsego County and Oneonta Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1238, ONEONTA, NY 13820-5238 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed, Transfer · Stand-Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Jun 2, 2021 | Deed of Trust, Mortgage · Line of Credit NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | Mar 22, 2016 · Amount on Record |
| Deed Document Number | 20233248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 15, 2023 |
| Property Address | 248 HILLSIDE DR, ONEONTA, NY 13820-3610 |
| Document Number | 0000000248 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023-3248 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 EVERGREEN DR, ONEONTA, NY 13820-3244 |
| Document Number | 0000000249 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 2023-3249 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 248 HILLSIDE DR, ONEONTA, NY 13820-3610 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 44 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021-3044 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,943.00 (+0.2%) | ||
| 2025 | $12,917.00 (+271.39%) | $410,100 (+5.15%) Land $63,100 Building $347,000 | $585,857 (+17.17%) Land $90,143 Building $495,714 |
| 2023 | $3,478.00 | $390,000 (-) Land $58,000 Building $332,000 | $500,000 (+12.82%) Land $74,359 Building $425,641 |
| 2022 | $390,000 Land $58,000 Building $332,000 | $443,182 Land $65,909 Building $377,273 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1979–2011) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures