Kane County property record for 265 Hamilton Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,628 sqft · built 1913 |
| Lot Size | 0.209 acres (9,088 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jun 2022) |
| Tax Bill | $9,940 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-154-022 |
| Primary APN | 06-14-154-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,628 sqft Living Area |
| Gross Area | 3,841 sqft |
| Basement Area | 1,213 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 9,088 sqft (0.209 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 265 HAMILTON AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-5354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MCCLURES LINDEN ADDN NORTHERLY 4 FT LOT 4 & ALL OF LOT 5 BLOCK 6 |
| Legal Subdivision | MCCLURES LINDEN ADDN |
| Legal Block | 6 |
| Legal Lot Number | 4,5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 851102 |
265 Hamilton Ave is owned and occupied by an individual who bought it in June 2022.
Source: Kane County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Jun 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Nov 19, 2018 | Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 29, 2022 · Amount on File |
| Deed Sale | Jun 29, 2022 · Amount on File |
| Prior Sale | Nov 19, 2018 · Amount on File |
| Deed Document Number | 202233668 |
| Prior Transfer Date | May 14, 2008 |
| Prior Transfer Doc | 0000047133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 29, 2022 |
| Property Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Document Number | 0000033668 |
| Instrument Date | Jun 12, 2022 |
| Instrument | 2022K033668 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Document Number | 0000033669 |
|---|---|
| Date | Jun 29, 2022 |
| Instrument | 2022K033669 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043121 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021K043121 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000056137 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019K056137 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 19, 2018 |
| Property Address | 265 HAMILTON AVE, ELGIN, IL 60123-5354 |
| Document Number | 0000056028 |
| Instrument Date | Nov 7, 2018 |
| Instrument | 2018K056028 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 HAMILTON AVE, 265, ELGIN, IL 60123-5354 |
| Name | Verified Name |
|---|---|
| Address | 5027 W IRVING PARK RD # 2, 2, CHICAGO, IL 60641-2611 |
| Document Number | 0000056029 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 2018K056029 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2033 |
The 2025 property tax bill for 265 Hamilton Ave was $9,940 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,940.00 Homeowner's exemption | $138,300 (+8.57%) Land $24,083 Building $114,217 | $415,066 (+8.57%) Land $72,278 Building $342,788 |
| 2024 | $127,383 Land $22,182 Building $105,201 | $382,302 Land $66,573 Building $315,729 | |
| 2022 | $8,578.00 (+4.39%) Homeowner's exemption | $104,934 (+6.96%) Land $18,273 Building $86,661 | $314,802 (+6.96%) Land $54,819 Building $259,983 |
| 2021 | $8,217.00 Homeowner's exemption | $98,106 Land $17,084 Building $81,022 | $294,318 Land $51,252 Building $243,066 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 265 Hamilton Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 265 Hamilton Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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