Rockcastle County property record for 265 E Main St, Mount Vernon, KY 40456
| Property Type | Commercial |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Nov 2021) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046W-12-004 |
| Primary APN | 046W-12-004 |
|---|---|
| Alternative APNs |
|
| Account Number | 534501 |
|---|---|
| Street Address | 265 E MAIN ST |
| City | MOUNT VERNON |
| State | KY |
| Zip | 40456-2211 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BLDG & LOT |
| Jurisdiction | ROCKCASTLE KY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 950202 |
Source: Rockcastle County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | PO BOX 1253, MOUNT VERNON, KY 40456-1253 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2021 · Amount on Record |
| Deed Sale | Nov 19, 2021 · Amount on Record |
| Deed Document Number | 369035 |
| Deed Book / Page | D281 / 9 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKCASTLE KY |
| Recording Date | Nov 19, 2021 |
| Property Address | 265 E MAIN ST, MOUNT VERNON, KY 40456-2211 |
| Document Number | D281/9 |
| Book / Page | D281 / 9 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 369035 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2021 |
| Title Company | IMAG TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 E MAIN ST, 265, MOUNT VERNON, KY 40456-2211 |
| Name | Verified Name |
|---|---|
| Address | 370 PAUL ST, MOUNT VERNON, KY 40456-2103 |
| Document Number | 369039 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 369039 |
| Name | NEIGHBORS BANK |
|---|---|
| Type | Bank |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
Source: Rockcastle County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rockcastle County |
| Municipality | Mount Vernon City |
| Unified School District | Rockcastle County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+6.94%) | $125,000 (+8.7%) | $125,000 (+8.7%) |
| 2023 | $951.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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