240 E Main St, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 240 E Main St, Mount Vernon, KY 40456

Property Summary

Property Type	Commercial
Details	6,436 sqft
Lot Size	0.32 acres (13,951 sqft)
Owner	2 Individual Names on Record
Last Sale	$348,000 (Apr 2026)
Tax Bill	$2,766 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046W-07-009`

Property Details

APN / Parcel Number

Primary APN	`046W-07-009`
Alternative APNs	`1538901` `1292101` `24101`

Interior

Stories	2 Stories
Building Area	6,436 sqft Building Perimeter

Exterior

Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,951 sqft (0.32 acres)
Driveway	Asphalt Driveway

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1292101
Street Address	240 E MAIN ST
City	MOUNT VERNON
State	KY
Zip	40456-2210
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT & BLDG ON EAST MAIN ST
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3008
Census Tract	950202

Owner

Source: Rockcastle County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 BREWER RD, LONDON, KY 40741-9574
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2023	Deed, Transfer
Jan 10, 2018	Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jan 10, 2018 · Amount on Record
Deed Book / Page	302 / 189
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Apr 23, 2026
Property Address	240 E MAIN ST, MOUNT VERNON, KY 40456-2210
Document Number	0302000189
Book / Page	302 / 189
Instrument Date	Apr 21, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$35,148.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	214 BREWER RD, LONDON, KY 40741-9574

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Sep 28, 2023
Property Address	240 E MAIN ST, MOUNT VERNON, KY 40456-2210
Document Number	000289/255
Book / Page	289 / 255
Instrument Date	Sep 27, 2023
Instrument	389340
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	577 GOLD DUST DR, MOUNT VERNON, KY 40456-6721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 LEVEL GREEN ACCESS RD, MOUNT VERNON, KY 40456-8212

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jan 10, 2018
Property Address	240 E MAIN ST, MOUNT VERNON, KY 40456-2210
Document Number	00D263/446
Book / Page	D263 / 446
Instrument Date	Dec 27, 2017
Instrument	148146
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1081 CHASEWOOD WAY, LEXINGTON, KY 40513-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 PURRIGSBY RD, BRODHEAD, KY 40409-8151

Mortgage

Document Number	00M283/085
Date	Jan 11, 2018
Book Page	M283/085
Instrument	148147

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	251 Months
Due	Dec 27, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Municipality	Mount Vernon City
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,766.00 (+3.95%)	$340,000 (+4.62%)	$340,000 (+4.62%)
2024	$2,661.00 (+114.42%)	$325,000 (+116.67%)	$325,000 (+116.67%)
2023	$1,241.00	$150,000	$150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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