265 E Brown St, Vernon, IN 47282 Property Records

Jennings County property record for 265 E Brown St, Vernon, IN 47282

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 6,000 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-12-02-330-040.000-013`

Property Details

APN / Parcel Number

Primary APN	`40-12-02-330-040.000-013`
Alternative APNs	`00001023688` `0120012000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	6,000 sqft Total Area
1st Floor Area	1,428 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Utility Building	6,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001023688
Street Address	265 E BROWN ST
City	VERNON
State	IN
Zip	47282
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	VER 71,72 12-02- 033-040.000-10
Legal Subdivision	TOWN OF VERNON
Jurisdiction	JENNINGS IN
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2039
Census Tract	960200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vernon Historic District listed 1976 · 45 contributing resources · NRIS 76000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jennings County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 421, VERNON, IN 47282-0421
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
Feb 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Jan 21, 2021	Correction Deed
Dec 28, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2020
Deed Sale	Dec 28, 2020
Prior Sale	Apr 5, 2013
Deed Document Number	20204498
Last Transfer Date	Jan 21, 2021
Transfer Doc	2021000271
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JENNINGS IN
Property Address	265 E BROWN ST, VERNON, IN 47282-5501
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 E BROWN ST, VERNON, IN 47282-5501

Mortgage

Document Number	2026000481
Date	Feb 12, 2026
Instrument	2026000481

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 23, 2031

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JENNINGS IN
Property Address	265 E BROWN ST, VERNON, IN 47282-5501
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000438
Date	Feb 3, 2021
Instrument	2021000438

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MUNCIE, IN 47305

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 28, 2026

January 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	JENNINGS IN
Recording Date	Jan 21, 2021
Property Address	265 E BROWN ST, VERNON, IN 47282-5501
Document Number	2021000271
Instrument Date	Jan 21, 2021
Instrument	2021000271
Record Updated	Dec 29, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421, VERNON, IN 47282-0421

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Dec 28, 2020
Property Address	265 E BROWN ST, VERNON, IN 47282-5501
Document Number	2020004498
Instrument Date	Dec 23, 2020
Instrument	2020004498
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 421, VERNON, IN 47282-0421

Tax Assessment & Valuation

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jennings County
County Subdivision	Vernon Township
Municipality	Vernon Town
Unified School District	Jennings County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025	Additional exemption filed
2022	Additional exemption filed
2020		$64,600 Land $18,500 Building $46,100

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH VERNON WATER DEPARTMENT serves 6,500 people · EPA ID IN5240008
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Southeastern Indiana REMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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