225 E Brown St, Vernon, IN 47282 Property Records

Jennings County property record for 225 E Brown St, Vernon, IN 47282

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$128,000 (Dec 2025)
Tax Bill	$431 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-12-02-330-043.000-013`

Property Details

APN / Parcel Number

Primary APN	`40-12-02-330-043.000-013`
Alternative APNs	`00001023702` `0120000900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,464 sqft Living Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001023702
Street Address	225 E BROWN ST
City	VERNON
State	IN
Zip	47282
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VER 74
Legal Subdivision	TOWN OF VERNON
Jurisdiction	JENNINGS IN
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2040
Census Tract	960200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Vernon Historic District listed 1976 · 45 contributing resources · NRIS 76000024

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Jennings County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	213 TERRACE DR, 213, NORTH VERNON, IN 47265-7156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage JACKSON COUNTY BANK
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage JACKSON COUNTY BANK
Jul 18, 2014	Warranty Deed, Transfer · FHA Mortgage NETWORK FUNDING LP
Sep 4, 2007	Executor's Deed, Transfer · Conventional Mortgage JACKSON COUNTY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	202539635
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Dec 15, 2025
Property Address	225 E BROWN ST, VERNON, IN 47282
Document Number	2025004123
Instrument Date	Dec 12, 2025
Instrument	2025004123
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BROWN ST, VERNON, IN 47282

Mortgage

Document Number	2025004124
Date	Dec 15, 2025
Instrument	2025004124

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	6.25%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Dec 15, 2025
Property Address	225 E BROWN ST, VERNON, IN 47282
Document Number	2025004123
Instrument Date	Dec 12, 2025
Instrument	2025004123
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 E BROWN ST, VERNON, IN 47282

Mortgage

Document Number	2025004124
Date	Dec 15, 2025
Instrument	2025004124

Lender

Name	JACKSON COUNTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Max Rate	11.2%

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JENNINGS IN
Recording Date	Jul 18, 2014
Property Address	225 E BROWN ST, VERNON, IN 47282
Document Number	2014002236
Instrument Date	Jun 20, 2014
Instrument	2014002236
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	225 BROWN ST, VERNON, IN 47282

Mortgage

Document Number	2014002237
Date	Jul 18, 2014
Instrument	2014002237

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2044

September 2007: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	JENNINGS IN
Recording Date	Sep 4, 2007
Property Address	225 E BROWN ST, VERNON, IN 47282
Document Number	2007004651
Instrument Date	Aug 24, 2007
Instrument	2007004651
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PERRY ST, VERNON, IN 47282
Investor	Possibly a Property Investor

Mortgage

Document Number	2007004652
Date	Sep 4, 2007
Instrument	2007004652

Lender

Name	JACKSON COUNTY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2027

Tax Assessment & Valuation

Source: Jennings County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Jennings County
County Subdivision	Vernon Township
Municipality	Vernon Town
Unified School District	Jennings County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$431.00 (-6.71%) Homeowner's exemption	$85,100 (+14.54%) Land $9,200 Building $75,900	$85,100 (+14.54%) Land $9,200 Building $75,900
2024	$462.00 (+35.09%)
2023		$74,300 (+9.26%) Land $9,200 Building $65,100	$74,300 (+9.26%) Land $9,200 Building $65,100
2022	$342.00	$68,000 Land $9,200 Building $58,800	$68,000 Land $9,200 Building $58,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1997–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH VERNON WATER DEPARTMENT serves 6,500 people · EPA ID IN5240008
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Oct 2020
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2022
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Southeastern Indiana REMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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