Clark County property record for 265 Cunningham Ln, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.42 acres (62,247 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $199,900 (Jul 2026) |
| Tax Bill | $1,197 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-0000-025-01 |
| Primary APN | 128-0000-025-01 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 62,247 sqft (1.42 acres) |
| Account Number | 1403400020001 |
|---|---|
| Street Address | 265 CUNNINGHAM LN |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARCEL 4 PLAT 1666B |
| Jurisdiction | CLARK KY |
| Township / Civil Division | SOUTHEAST CLARK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20400 |
Source: Clark County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1296 LATONIA PARK, LEXINGTON, KY 40517-3905 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Sep 2, 2025 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARK KY |
| Recording Date | Jul 2, 2026 |
| Property Address | 265 CUNNINGHAM LN, WINCHESTER, KY 40391-7449 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1296 LATONIA PARK, LEXINGTON, KY 40517-3905 |
| Date | Jul 2, 2026 |
|---|
| Name | AMERICAN FINANCIAL RSRCS |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clark County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,197.00 (+386.59%) | $124,575 (+398.3%) Land $25,000 Building $99,575 | $124,575 (+398.3%) Land $25,000 Building $99,575 |
| 2023 | $25,000 | $25,000 | |
| 2022 | $246.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CLARK CO WATER DISTRICT serves 7,366 people · EPA ID KY0250981 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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