Clark County property record for 233 Cunningham Ln, Winchester, KY 40391
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,336 sqft · built 2007 |
| Lot Size | 6.76 acres (294,509 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $395,000 (Jun 2026) |
| Tax Bill | $4,132 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 128-0000-025-00 |
| Primary APN | 128-0000-025-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,336 sqft Living Area |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 294,509 sqft (6.76 acres) |
| Lot Dimensions | 500 ft deep x 258 ft wide |
| Terrain | Rolling |
| Garage Area | 637 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1403400010001 |
|---|---|
| Street Address | 233 CUNNINGHAM LN |
| City | WINCHESTER |
| State | KY |
| Zip | 40391-7449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | PARCEL 2 PLAT 517 LESS PARCEL 4 PLAT 1666B |
| Jurisdiction | CLARK KY |
| Township / Civil Division | SOUTHEAST CLARK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20400 |
Source: Clark County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 233 CUNNINGHAM LN, WINCHESTER, KY 40391-7449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2026 · Amount on Record |
| Deed Sale | Jun 15, 2026 · Amount on Record |
| Prior Sale | Mar 16, 2021 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARK KY |
| Recording Date | Jun 15, 2026 |
| Property Address | 233 CUNNINGHAM LN, WINCHESTER, KY 40391-7449 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 233 CUNNINGHAM LN, WINCHESTER, KY 40391-7449 |
| Date | Jun 15, 2026 |
|---|
| Name | GUARANTEED RATE |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Clark County assessment roll, as of January 12, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clark County |
| Unified School District | Clark County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,132.00 (+27.93%) | $430,000 (+31.1%) Land $65,000 Building $365,000 | $430,000 (+31.1%) Land $65,000 Building $365,000 |
| 2023 | $328,000 | $328,000 | |
| 2022 | $3,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CLARK CO WATER DISTRICT serves 7,366 people · EPA ID KY0250981 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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