Dubuque County property record for 265 Cross St, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,525 sqft · built 1956 |
| Lot Size | 0.154 acres (6,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,000 (Dec 2006) |
| Tax Bill | $2,836 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-355-012 |
| Primary APN | 10-26-355-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Game Room | Game Room |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 6,750 sqft (0.154 acres) |
| Lot Dimensions | 90 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 265 CROSS ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 2-2-2 POTTERVELD PLACE |
| Legal Subdivision | BRYANT |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 802 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 CROSS ST, DUBUQUE, IA 52003-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2006 · Amount on Record |
| Deed Sale | Dec 4, 2006 · Amount on Record |
| Deed Document Number | 2006-00018673 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 265 CROSS ST, DUBUQUE, IA 52003-7759 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 CROSS ST, DUBUQUE, IA 52003-7759 |
| Document Number | 0000001961 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 2026-00001961 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | 1975 JOHN F KENNEDY RD, DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229,200 (+10.51%) Land $37,800 Building $191,400 | $229,200 (+10.51%) Land $37,800 Building $191,400 | |
| 2024 | $2,836.00 (+4.34%) | ||
| 2023 | $207,400 (+24.55%) Land $36,000 Building $171,400 | $207,400 (+24.55%) Land $36,000 Building $171,400 | |
| 2022 | $2,718.00 Homeowner's exemption | $166,520 Land $30,600 Building $135,920 | |
| 2021 | $166,520 Land $30,600 Building $135,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
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