Dubuque County property record for 255 Cross St, Dubuque, IA 52003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 1955 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Jul 2002) |
| Tax Bill | $3,050 (2024) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-26-355-011 |
| Primary APN | 10-26-355-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,329 sqft |
| Basement Area | 1,329 sqft |
| Finished Basement | 637 sqft |
| Game Room | Game Room |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood Frame |
| Lot Area | 13,500 sqft (0.309 acres) |
| Lot Dimensions | 180 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 255 CROSS ST |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52003-7759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 2-1-2 POTTERVELD PLACE |
| Legal Subdivision | BRYANT |
| Legal Lot Number | 1,2 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 802 |
255 Cross St is owned and occupied by two individuals who bought it in July 2002.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 255 CROSS ST, DUBUQUE, IA 52003-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2002 · Amount on File |
| Deed Sale | Jul 29, 2002 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 255 CROSS ST, DUBUQUE, IA 52003-7759 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005091 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-00005091 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 31, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $253,800 Land $46,100 Building $207,700 | $253,800 Land $46,100 Building $207,700 | |
| 2024 | $3,050.00 | ||
| 2023 | $236,000 (+29.31%) Land $43,900 Building $192,100 | $236,000 Land $43,900 Building $192,100 | |
| 2022 | $2,994.00 Homeowner's exemption | $182,510 Land $37,290 Building $145,220 | |
| 2021 | $182,510 Land $37,290 Building $145,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 255 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 255 Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ImOn Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, Nextlink.
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