St. Johns County property record for 265 Charlotte St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,518 sqft · built 1963 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,725 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 198770-0000 |
| Primary APN | 198770-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,518 sqft Living Area |
| Gross Area | 4,372 sqft |
| 1st Floor Area | 1,303 sqft |
| Attic | Attic |
| Attic Area | 462 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Dimensions | 170 ft deep x 132 ft wide |
| Garage Type | Detached |
| Garage Area | 377 sqft |
| Pool Area | 288 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 410 sqft |
| Patio Area | 1,234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 265 CHARLOTTE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF ST AUGUSTINE LOTS 10 & 11 BLK 27 OR31/295 & OR92/286 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 17 |
| Legal Subdivision | CITY OF ST AUGUSTINE |
| Legal Block | 27 |
| Legal Lot Number | 10,11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 265 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $484,028 (+2.7%) | $1,602,548 (-0.28%) Land $817,727 Building $784,821 | |
| 2025 | $8,725.00 (+7.6%) Homeowner's exemption | $471,303 (+5.99%) | $1,607,116 (-2.14%) Land $817,727 Building $789,389 |
| 2024 | $8,109.00 (+2.36%) | ||
| 2023 | $7,922.00 (+3.46%) Homeowner's exemption | $444,680 (+3%) | $1,642,220 (+45.58%) Land $817,727 Building $824,493 |
| 2022 | $7,657.00 Homeowner's exemption | $431,728 | $1,128,040 Land $581,094 Building $546,946 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 165 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 249 units insured incl. 84 condo units |
| Nearby Flood Claims | 296 (1984–2024) |
| Claims Outside the SFHA | 1 of 296 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile.
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