245 Charlotte St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 245 Charlotte St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,033 sqft · built 1900
Lot Size0.07 acres (3,049 sqft)
OwnerIndividual Name on Record
Last Sale$226,000 (Aug 2014)
Tax Bill$6,546 (2025)
Deeds & MortgagesJan 2022 Sale
Flood ZoneZone AE (high risk)
APN198710-0000

Property Details

APN / Parcel Number

Primary APN198710-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,033 sqft Living Area
1st Floor Area1,033 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,049 sqft (0.07 acres)
Lot Dimensions100 ft deep x 31 ft wide
PorchFinished/Open Porch
Porch Area195 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 CHARLOTTE ST
CitySAINT AUGUSTINE
StateFL
Zip32084-5033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF ST AUGUSTINE N1/2 LOT 5 BLK 27 OR3920/1943 & 4985/1563(D/C) &4995/81(L/A)
Legal Range30E
Legal Township07S
Legal Section17
Legal SubdivisionCITY OF ST AUGUSTINE
Legal Block27
Legal Lot Number5
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Augustine Town Plan Historic District
listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 22, 2014 · Amount on Record
Deed SaleAug 22, 2014 · Amount on Record
Prior SaleNov 19, 2009 · Amount on Record
Deed Document Number201449299
Deed Book / Page3920 / 1943
Last Transfer DateJan 14, 2022
Transfer Doc0000006521
Record UpdatedSep 20, 2026

January 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionST JOHNS FL
Recording DateJan 19, 2022
Property Address245 CHARLOTTE ST, SAINT AUGUSTINE, FL 32084-5033
Document Number0054720966
Book / Page5472 / 966
Instrument DateJan 14, 2022
Instrument2022006522
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 SHADY LANE DR, ORLANDO, FL 32804-5810

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$391,096 (-1.02%)$447,464 (+4.22%) Land $204,522 Building $242,942
2025$6,546.00 (+12.47%) Homeowner's exemption$395,114 (-1.42%)$429,329 (-2.96%) Land $204,522 Building $224,807
2024$5,820.00 (+3.43%)
2023$5,627.00 (+17.23%) Homeowner's exemption$400,796 (+34.53%)$442,412 (+43.67%) Land $204,522 Building $237,890
2022$4,800.00 Homeowner's exemption$297,929$307,936 Land $145,338 Building $162,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 165 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies249 units insured
incl. 84 condo units
Nearby Flood Claims296 (1984–2024)
Claims Outside the SFHA1 of 296
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 25 claims
  • Hurricane Irma, Sep 2017 · 82 claims
  • Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

May also be available: T-Mobile.

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